[Original of Truck House] In the current urban transportation market, the low cost of pure electricity is in sharp contrast with the high oil price of fuel light trucks. At the same time, the endurance anxiety of pure electric light trucks and the restriction policy of fuel light trucks have greatly limited their development.

In this context, for city vehicles, hybrid light trucks seem to be an optimal solution, with low-speed electricity consumption and high-speed oil consumption, no mileage anxiety, and green cards.

In this paper, four hybrid light trucks are selected, which are the main models of the brand in the hybrid light truck market, especially the reasons for their vehicle matching. In this paper, we only talk about the dry ones for card friends engaged in urban distribution transportation to choose.

BYD T5DM was born out of BYD T5 series, and it is also the first hybrid model in this series, in which DM refers to the most popular DM hybrid technology in BYD at present.

Among them, the real car is equipped with the BYD476ZQG series of Foday Power, with a displacement of 1.497 liters and an output power of up to 104 kW. This engine is specially designed and developed by BYD for the hybrid matching of commercial vehicles, with high thermal efficiency, and is designed to focus on efficient power generation, so that it can achieve higher power generation with lower fuel consumption.

In terms of power, the real-shooting car adopts the permanent magnet synchronous model of Foday TZ200XSY, and the maximum power reaches 150 kW. Moreover, the integrated design of the electric drive bridge has better transmission efficiency, and the whole process of electric drive will make the power more rapid, which can well meet the power requirements of the vehicle for starting with full load, overtaking and climbing.

In addition, the real car uses a self-developed blade battery with a capacity of 18.3 kWh. According to previous reports, the comprehensive battery life of the whole vehicle can reach 1000 kilometers, which is quite eye-catching in the city light truck.

Moreover, because of the electric drive bridge design, the vehicle has no transmission shaft, and the free space in the frame also brings convenience to the bottom design of the battery pack. At the same time, the bottom design of the battery pack can also protect the battery better, and the center of gravity of the vehicle is more concentrated, which also provides a prerequisite for the adaptation of large batteries and chassis modification space in the future.

In terms of bearing space, the real shooting car can be adapted to a 4030x2100x2120mm van top with a total volume of nearly 18 cubic meters, which can also meet the common urban transportation needs such as moving and daily necessities.

Moreover, the cab of the whole vehicle has abundant internal space, and it is also equipped with a high-definition LCD instrument panel, a large-size car multimedia screen, a multi-function steering wheel and a knob shift mechanism, which can also bring good convenience to the daily driving of card friends.

In recent years, a lot of resources have been invested in the development of new energy light trucks. In the HL line, there are not only pure electric vehicles, but also more cost-effective hybrid vehicles.

In this paper, the hybrid route adopted by this zhilan HL vehicle is between the engine and the engine, and a Min Heng power permanent magnet synchronous motor with the maximum power of 125 kW is added, which enables the vehicle to realize three power modes: pure electric, hybrid and engine direct drive, and form a more efficient power combination with the engine.

Among them, the engine adapted to the real car is D20TCIF1 model, with a maximum power of 93 kW and a maximum torque of 127 Nm. It can have a maximum power output of 297 HP when it cooperates with the motor. For a light truck with a total weight of 4.5 tons, it is not afraid to run casually in the plains and mountains.

In terms of power battery, the real car is equipped with a 14.016-degree lithium manganate battery, and with a fuel tank design of up to 150 liters, the data shows that it can achieve a comprehensive battery life of more than 1,500 kilometers.

It can be seen from this point that although the whole vehicle is blessed by the battery pack, it still needs more fuel to ensure the battery life. At the same time, the conventional side design of the battery pack is also the inconvenience of this direct drive matching.

In terms of bearing capacity, the real shooting car can adapt to the 4140x2100x2100mm van top, with a volume of 18.3 cubic meters, which is accurate for the water in the same class. The 1880mm wide cab space is enough, which can also make the whole vehicle more flexible, and the configuration is mainly practical.

In this paper, the leading ES6 model is launched by JAC Kangling brand, and in order to meet the different needs of users in the future, the brand provides two hybrid routes for the leading ES6 model, one is the electric direct drive mode of the above Aoling Zhilan HL, and the other is the pure electric drive mode that will be introduced in this paper.

The D20TCIF1 engine in the cloud, which is adapted to the real car, has a displacement of 2 liters and a maximum power of 93 kilowatts. It pays attention to economy and durability. At the same time, its function is to generate electricity, provide a power source for the driving motor and replenish the battery.

Moreover, the real car also adopts the matching of electric drive bridge. The adaptive Zhonghao permanent magnet synchronous motor has a peak power of 120 kW, and the electric drive with faster response can not only provide sufficient driving force for the car, but also drive more smoothly in the urban environment with many cars and intersections.

In terms of battery, the real car uses Min Heng lithium iron phosphate battery, which has a capacity of 15.5 degrees. Therefore, if you want to achieve long endurance, you can only adapt to a larger fuel tank. For this real car, it is equipped with an 80-liter fuel tank, which can bring it a comprehensive endurance of 1000 kilometers.

In terms of carrying capacity, the real shooting car is equipped with a 4200x2100x2300mm van top, with a total volume of 20.3 cubic meters, which performs well. At the same time, the interior space of the whole vehicle is abundant, and the configuration is also very high, such as the large screen on the vehicle, the multi-function steering wheel and the 360-degree panoramic system.

In this paper, the hybrid route adopted by Jiangling Lexing e-Luda is similar to BYD and Jianghuai brands, in which the engine only generates electricity and the electric drive bridge is responsible for the drive.

Among them, the real car uses Jiangling’s own special 1.5T engine for extended range, with a maximum power of 110kW, which is driven by gasoline energy, giving consideration to product reliability and efficient power generation performance.

At the same time, according to the data, this car was developed in-depth cooperation with Huawei’s intelligent car selection platform, and applied the electronically controlled motor solution provided by Huawei, which has a good performance in reducing energy consumption.

Among them, the driving motor comes from the permanent magnet synchronous motor of Bosch TZ230XS001, with a maximum power of 135 kW and a peak torque of 370 Nm. With more efficient electric drive, the power performance of the whole vehicle is good.

In terms of battery pack, the real car is adapted to the 50-degree large-capacity battery pack of Zhongchuang Singapore Airlines, and also adopts the bottom design, so the advantages are not detailed here. With a large-capacity fuel tank, the official cruising range of 750 kilometers can be achieved well.

In terms of carrying capacity, the real shooting car is also equipped with a 4200x2100x2300mm van top with a total volume of 20.3 cubic meters. At the same time, the interior space of the vehicle is abundant, and the configuration is also very high, such as a large screen on the vehicle and a multi-function steering wheel. Some Huawei intelligent interconnection functions are also optional, which will bring more convenient operation experience to drivers.

On the whole, although the four hybrid light truck models in this paper have different hybrid routes, they all support charging and recharging, and the ultimate goal is to reduce the fuel consumption of the whole vehicle and the cost of car maintenance. Moreover, under the hybrid matching, the four models also have higher cruising range and power performance, and with the advantages of being green and unlimited, they can also better help card friends make money in dorado in the urban transportation scene.

　　On February 27th, the Pterosaur Ⅱ UAV developed by aviation industry corporation of china Chengdu Aircraft Design and Research Institute successfully made its first flight, which not only has multiple characteristics such as high cost performance, long endurance and multi-purpose, but also is suitable for military, police and civilian fields.

　　All four engines of the large-scale amphibious aircraft AG600 (Jiaolong 600) for fire fighting and water rescue were successfully tested for the first time, which laid a solid foundation for the next first flight. The aircraft was equipped with a communication and navigation system developed by CLP Avionics Co., Ltd.

　　The deep connection and transformation between "people joining the army" and "military conversion to the people" has stimulated the vitality of enterprise development and innovative achievements have emerged continuously. As an important bearing area of national defense science and technology industry, Chengdu has formed a relatively complete industrial cluster in aviation, aerospace, information security, military electronics, nuclear energy and nuclear technology applications, electromechanical equipment and materials, and has strong industrial strength.

　　Based on its own advantages, Chengdu will further implement innovation-driven and integration of defense and civilian technologies, and cultivate and develop the national defense science and technology industry as a high-end growth industry. According to integration of defense and civilian technologies’s industrial development plan, Chengdu will vigorously develop integration of defense and civilian technologies industrial cluster park as the starting point, accelerate the reform and innovation of integration of defense and civilian technologies mechanism system, and open up the innovation channel of integration of defense and civilian technologies; We will focus on building a "1+N" industrial system in integration of defense and civilian technologies, and strive to cultivate 100 billion-level clusters by 2025.

　　Breaking institutional barriers and stimulating endogenous vitality of both military and civilian sides

　　Sichuan Province has been listed as one of the experimental areas to systematically promote comprehensive innovation and reform. To shoulder the heavy responsibility of being the first city in Sichuan, Chengdu must open up an innovation channel for deep integration of military and civilian, and set an example for accumulating experience for comprehensive innovation and reform.

　　In Chengdu Kaitian Electronics Co., Ltd., several young R&D personnel are preparing to start a business by using AVIC’s joint creation platform. The military technology based on Kaitian Electronics’ sensors for decades has set foot in the civil security industry, which is also a transformation growth point of Kaitian Electronics.

　　"The integration of military products and civilian products is very different, and it is necessary to reform the mechanism and system, and even many aspects such as product modeling and design concepts need to be changed." The relevant person in charge of Kaitian Electronics said that introducing strategic investors to form joint-stock companies and accelerating the reform of institutional mechanisms have also become one of the key directions of the company’s future efforts.

　　Breaking the shackles of institutional mechanisms and giving full play to the role of the market can stimulate the endogenous vitality of both the military and the people. "integration of defense and civilian technologies involves many fields, such as industry, science and technology, military affairs and education. It is a complex systematic project. There are different management systems and mechanisms between military and civilian enterprises, and institutional mechanisms and technologies cannot be well integrated." The relevant person in charge of the Municipal Economic and Information Committee also said that to promote the development of integration of defense and civilian technologies, it is necessary to fundamentally solve these problems.

　　Taking accelerating institutional innovation as a breakthrough, Chengdu focuses on key projects, focusing on screening major projects in integration of defense and civilian technologies with large investment, strong driving ability and leading technical level, and strengthening follow-up; Actively implement the strategic agreement with the military industry group and promote the signing of a number of projects; Through the project guidance, actively guide social resources to participate in the reform of mixed ownership of military industry, give full play to the advantages of flexible system and mechanism, rapid decision-making and strong financial strength of private enterprises, and explore the development model of integration of defense and civilian technologies in which civilian enterprises participate in the reorganization and restructuring of military enterprises by means of equity participation, holding and acquisition.

　　In order to accelerate the deep integration of military and civilian and promote the industrial development of integration of defense and civilian technologies, in the second half of last year, the "Thirteenth Five-Year Plan for the Industrial Development of integration of defense and civilian technologies in Chengdu" and "Several Policies and Measures for Chengdu to Accelerate the Industrial Development of integration of defense and civilian technologies" were successively issued, which clarified the development direction and put forward the goal of building a national integration of defense and civilian technologies Innovation Demonstration Zone, "by the end of the Thirteenth Five-Year Plan, the income from the main business of integration of defense and civilian technologies’s industry exceeded 150 billion yuan".

　　The support of relevant policies has stimulated the vitality of enterprise development: Sichuan Haite High-tech Co., Ltd. actively participated in the reform of mixed ownership of state-owned enterprises, successfully invested in Chengdu Jiashi Technology, a subsidiary of 29 CLP, and established Haiwei Huaxin Company to enter the field of semiconductor integrated circuit chip manufacturing and build a world-leading compound integrated circuit production line; Sichuan Chuanda Zhisheng Software Co., Ltd. took the shareholding system reform as an opportunity to form a set of mechanism suitable for the industrialization of scientific and technological innovation achievements, featuring the deep integration of Industry-University-Research, and embarked on a new way to transform scientific and technological achievements in colleges and universities into national defense scientific and technological strength; AVIC Chengfei Civil Aircraft not only manufactures the nose for the domestic large aircraft C919, but also actively participates in the development and production of the front and rear boarding gates of Airbus A320 series aircraft …

　　Planning and building characteristic industrial parks to expand the industrial spatial development pattern of integration of defense and civilian technologies.

　　In August last year, a comprehensive strategic cooperation agreement between Chengdu and Beihang University was formally signed, involving seven projects with a total contracted amount of 11.4 billion yuan. According to the agreement, Chengdu, Beihang University, xihua university and other universities and research institutions will give full play to their advantages in location, resources, technology and talents, and strive to build an international innovation port in the west of Beihang University with "one body and two wings".

　　Among them, "integration" means that Beihang cooperates with Chengdu Tianfu New District to focus on building an international innovation port in the west of Beihang, including Beihang Innovation Research Institute, Beihang Innovation Science and Technology Park, Beihang Chengdu Graduate School and Beihang Tianfu International Exchange Center; The "two wings" are to build the Chengdu Aeronautical Power Innovation Research Institute of Beihang University (Blue Power Silicon Valley) and the Chengdu Aeroengine Industrial Base of Beihang University.

　　Industrial park is the carrier support of industrial development. All new projects in cooperation with Beihang University will also be located in integration of defense and civilian technologies Industrial Park planned by Chengdu. At present, Chengdu has started and completed the integration of defense and civilian technologies Innovation Industrial Park in Tianfu New District, integration of defense and civilian technologies Aviation Industrial Base in Xindu District, Pengzhou integration of defense and civilian technologies Aviation Power Industrial Park, and the aviation industrial park construction schemes in Shuangliu District, Hi-tech Zone, Qingyang District and Jintang County have also been completed. The construction of six provincial-level integration of defense and civilian technologies industrial bases undertaken by Chengdu, namely, the complete aircraft industrial base, the nuclear power industrial base, the information security industrial base of China Dianke (Chengdu), the "Yinhe 596" industrial base, the Shuangliu industrial base of the Western Institute and the aerospace high-tech industrial park, are all progressing in an orderly manner.

　　According to the plan, Chengdu will focus on the key areas of integration of defense and civilian technologies’s industrial development, such as aviation, information security, military electronics, nuclear energy and nuclear technology application, mechanical and electrical equipment, new materials and other fields, and plan to build a number of industrial parks with integration of defense and civilian technologies characteristics and industrial bases supported by major projects of leading enterprises, initially forming a spatial development pattern with reasonable layout, multi-park support and coordinated promotion.

　　After years of development, the pattern of mutual support and transformation of military and civilian technologies and capabilities in Chengdu has initially appeared, with the main body of military industry becoming more and more lean, the scientific research capability becoming stronger and stronger, and the level constantly improving; While participate extensively in that scientific research and production of weapons and equipment, civilian enterprise have brought the market mechanism into the field of military industry, showing their ability to compete with the existing military industry, and a scientific research and production system characterized by high technology is bee established.　

Have you noticed that there has been a lot of good news from operators recently?

It is also a port number transfer network, and it is also vying to get on VoLTE.

One of them, Xiao Lei, has been waiting for a long time-the mobile phone number supports remote account cancellation.

This policy not only saves time but also saves money. (After all, the trip home can cover your phone bill for several years.)

Yes, you heard me right.

From January 1st this year, all three major operators can cancel their accounts in different places.

Xiaolei wants to praise Unicom most, and he went online to cancel his account early, so we don’t have to run the business hall again.

As for mobile telecommunications, it is a little more difficult.

Last week, Mobile began to pilot online account cancellation. But if you open China Mobile App, you probably can’t find the account cancellation entrance, because it is only limited to Shaanxi Mobile number for the time being.

Mobile number and telecom users in other areas can only go to the business hall to handle it.

(account cancellation entrance: China mobile App→ classification → life → online sales number)

Lei doesn’t know when it will be open to the whole country. Before that, mobile phone users should take a look at the preparations first …

Method for cancel number of mobile telecommunication in different places

Listen, to cancel the number in the business hall, you need:

I bring my ID card and service password and go to the designated business hall to handle it.

Not all business halls can do it.

Take Guangzhou, where Xiaolei is located, as an example. Only the business hall can close the account in different places.

(An authorized agency like this won’t do)

So before you go, be sure to call 10086/10000 to find out which business halls can do it.

But, you can’t just cancel it if you go.

Your mobile phone number cannot have the following conditions:

Arrears;
Have a contract;
It is bound with services such as family number and broadband.

Only one situation:

At the time of inquiry, Xiao Lei found a secret, and the method of canceling the account between Mobile GSM and M-Zone Shenzhouxing was actually different.

The customer service explained this to me:

You must go to the business hall to make an appointment to cancel your account. If you don’t pay for the next 90 days, you will automatically sell the number;
And Shenzhouxing and M-Zone will automatically cancel the number if the arrears exceed 90 days.

You don’t pay your phone bill for 90 days. How can there be such a big difference?

Under the coercion of Xiao Lei, the customer service told Xiao Lei:

Because GSM is prepaid, arrears will affect credit, so you have to make an appointment to cancel your account;
However, Shenzhouxing and M-Zone are post-paid, and how much is charged, even if the arrears are directly thrown away, it will not affect the credit.

In other words, Shenzhouxing and M-Zone don’t have to go to the business hall to close their accounts.

Fortunately, little ray asked, and saved you another thing?

In a word, Xiao Lei suggests that you call 10086/10000, where you belong, to find out your account cancellation conditions, so as not to make a trip in vain.

If there is a Shaanxi mobile phone friend who is reading this article, the account cancellation process on the mobile App is similar to that of China Unicom, and Xiao Lei said it together.

Unicom remote number cancellation method

Xiao Lei cancelled a Unicom number in January.

The entrance is easy to find:

"Mobile phone business hall App → service → handling → account cancellation"

First of all, we have to go through the triple verification of "SMS verification code+uploading ID photo+face recognition". The ID card must be taken now, and photos in the photo album cannot be used.

I can’t help it. I have to prevent others from maliciously canceling your number.

At this time, China Unicom will remind you that the phone bill should not be less than 50 yuan, otherwise it may not be possible to cancel the account ~ (Mobile can cancel online as long as it does not owe money at that time)

In order to close the account successfully, Xiao Lei gritted his teeth and charged the phone bill again.

Of course, the extra money will be refunded to you.

It is only by transferring to the balance of another Unicom number in the same province.

For example, the number of Xiaolei Guangdong Unicom cannot be transferred to Jiangsu Unicom.

Just when I crossed my heart and thought I was done, huh? ? ? Unknown error. What the hell? !

Ray suddenly felt struck by lightning.

No way, find customer service! When I opened Unicom official website and found that there were only two people waiting in line, Lei was secretly pleased.

The problem is that miss customer service can’t solve the problems that Xiaolei encountered, and finally she just gave a complaint feedback link …

Just when Xiaolei was disheartened, ready to give up and went directly to the offline business hall to cancel the account, he suddenly had a flash of light and thought of the key to the problem: Unicom’s mobile phone card number is divided into 4G and 2 G and 3 G.

Generally, 4G numbers belong to China Unicom’s national system CBSS, while many 2 and 3G numbers still belong to local provinces and cities BSS. The two card systems are not connected, so naturally they cannot be transferred.

And the number I want to transfer to is the 3G card!

Sure enough, Xiao Lei changed the number to a colleague’s 4G card, and it was a success.

Almost a month later, the balance was directly charged to the number I filled in.

In addition, Unicom also provides a way that it likes very much-just don’t.

However, if you want cash, you can do it. You have to go to Unicom’s own business hall to cancel the number, and support bank card transfer to refund the balance.

It should be noted that the donation fee is non-refundable, and only the money that you recharge can be refunded.

In contrast, the refund of mobile telecom is very pit.

Lei asked the customer service:

At present, there is no uniform standard for telecommunications, and whether cash can be refunded depends on local policies;
Mobile can only transfer the balance to the mobile number of the same attribution, and cannot refund cash.

Although mobile tries to save the user churn rate by raising various thresholds.

But now there is a remote account cancellation+port number transfer, and it is not a simple matter of who we want to use.

I asked if you were afraid.

Wait a minute! Don’t go after reading the article!

Xiao Lei made a small questionnaire, which is related to you. Used to optimize the article and let you see more interesting content.

　　Invited author of Wen Shu’s mutual chain pulse, fire failure

　　Unauthorized reproduction is not allowed!

　　Cross-chain pulse: compared with a so-called direct selling platform, it took more than 20 years to develop millions of members in China; Under the guise of blockchain, VPAY has developed 4 million members after issuing MLM coins for more than a year, and has escaped many regulatory attacks. How does VPAY do it? Cross-chain Pulse Invitation has been tracking VPAY’s "failure" and deciphering this pyramid scheme’s money-collecting practices from its "history of money-collecting".

　　Among the pyramid schemes, if VPAY (now renamed "Vtoken") says second, I’m afraid no one dares to say first.

　　Since its establishment on November 23, 2017, Vpay has rapidly "expanded" under the banner of "blockchain". According to the public data of VPAY to its members, more than 20 kinds of MLM coins have been intensively issued in more than one year, which has rapidly developed 4 million members. Incomplete statistics have raised more than 4.1 billion yuan. The number of 4 million members is second to none in the pyramid schemes that have been investigated or in batches.

　　Looking beyond the blockchain industry, MLM organizations that can grow to millions of people in a short time may be beyond the reach of even the sensational "Health Empire Quanjian". What is even more surprising is that after other MLM projects have "closed the net", this MLM platform, which has been operating for a year, has not collapsed, and there is a faint momentum of whitewashing itself.

　　(Vtoken’s Nasdaq big screen advertisement)

　　Behind-the-scenes bosses never reveal their "real bodies", and the main operators are "three caves of cunning rabbits". How did the Vpay platform develop step by step? What is the operation mode hidden behind Vpay?

　　"MLM+crowdfunding", attracting 4.1 billion yuan a year.

　　In November 2017, Vpay issued the first virtual currency asset-Vpay coins ("VPC") at the moment when the concept of blockchain was in vogue, with the initial 10 million pieces as seed assets, and each 1.2 yuan, VPAY called it "platform mother coin".

　　Unlike other digital currency, new users can’t buy Vpay coins directly, and they must buy the balance from the recommender before they can convert it into Vpay coins. However, Vpay’s money-making mechanism is very attractive. Its static income allows users to enjoy "five times the leverage of points and six times the reinvestment" immediately after purchasing the balance, and then release two thousandths of points every day, while its dynamic income allows members to continuously develop offline, accelerate the release of points and get balance rewards.

　　With this reward mechanism and pyramid scheme, Vpay members have developed by leaps and bounds. According to the information released by Vpay operating members in April 2018, by the end of March 2018, the number of its members had reached 173,000.

　　(Source: Vpay published data)

　　With the rapid growth of Vpay members, the "bubble" in Vpay’s treasury board is also getting bigger and bigger. In order to eliminate the internal bubble, Vpay raised 5 million pieces and 10 million pieces of Vpay coins at the price of 6 yuan/piece and 31.4 yuan/piece on March 13 and June 13, 2018 respectively.

　　By June 2018, Vpay claimed that its membership had reached 892,000. Although there was a lot of water in it, this month was a watershed in the development of Vpay.

　　(Geographical distribution of Vpay members Source: Baidu)

　　On June 19th, 2018, Vpay launched a crowdfunding campaign for the second air coin Uselink (ringcoin) besides Vpay. The number of crowdfunding was 42 million pieces, and the crowdfunding price was 10 yuan/piece. However, this crowdfunding campaign was not perfect and only 72.28% of the original plan was completed.

　　(Source: Vpay published data)

　　Then, on August 19 and August 28, 2018, Vpay successively completed the crowdfunding of smart home chain (SMTH coin) and game chain (GCC coin).

　　Since then, Vpay has started the crazy mode of pyramid selling coin crowdfunding. According to the author’s statistics, in the second half of 2018, the number of air coins raised by Vpay reached as many as 12 times, and the types of pyramid schemes reached 11 kinds, basically there were two pyramid schemes crowdfunding every month on average.

　　Among them, the large amount of crowdfunding includes ABS chain, VTS coin love chain (CLC coin) and SFIS (super interstellar file system) in the name of "Ma Yun". According to the actual progress and crowdfunding price, the final crowdfunding amount is 200 million yuan, 250 million yuan, 150 million yuan and 198 million yuan respectively.

　　Of course, there are also projects with less successful crowdfunding, such as IPC coin (IPchain) and the fourth Vpay coin crowdfunding, which only completed 59.62% and 49.25% of the planned progress.

　　However, this does not affect the crazy development of Vpay and its off-line and wanton accumulation of wealth.

　　In January 2019, the Vpay operator announced that its membership reached 4 million, which means that its membership has increased 22 times in 11 months.

　　In addition to the surge in the number of members, Vpay has made a lot of money through crowdfunding and pyramid schemes. According to the author’s rough statistics, from November 23, 2017 to the end of January 2019, Vpay conducted a total of 21 pyramid schemes, with a total amount of 4.103 billion yuan.

　　However, behind the crazy crowdfunding, hidden dangers are growing. After Vpay brought the crowdfunding model and pyramid scheme to the extreme, the "bubble" of the capital plate was difficult to digest, and the balance in the hands of a large number of Vpay members was not taken over. Finally, in November 2018, a large number of large households with more than 10 million yuan in currency were smashed.

　　Affected by this, in December 2018, a large number of Vpay members began to panic. Although Vpay was replaced with a new vest "Vtoken" in January this year, it is obvious that a large number of Vpay members do not buy it.

　　In the five air coin crowdfunding in January 2019, three air coin projects on the Vpay platform failed to meet expectations, among which RDC coins (random chain) and FAC(Fashion-chain) only completed 32.23% and 31.92% of the original planned progress, which basically failed.

　　In the crowdfunding in February, the STO crowdfunding project originally planned to start on February 14th has not been followed, and there is no news.

　　Even some Vpay members have revealed in the Weibo that "Vpay’s fund disk is almost untenable. At the end of 2018, Vpay changed the reinvestment system and restrictions, which may be because Vpay operators are trying to delay the running time."

　　Reveal the operation mode of Vpay

　　From the quiet birth of Vpay coins more than a year ago, it has developed into a 4 million-member organization. Although Vpay organizations have been repeatedly exposed by the media and attacked by the police, they can still expand wildly, and it is inseparable from its carefully planned operation mode.

　　(Vpay slogan)

　　From the very beginning, the Vpay project was publicized, saying that it planned to build the so-called "nine strategic layouts of V ecology", including V payment (Vpay), V mall, V community, V public welfare, V credit, V loan, V chat, V cash and V capital, and gave this goal a resounding slogan: "Vpay, create human financial freedom!" .

　　And Vpay claims that the value of all digital assets is also based on the realization of this "nine strategic layouts of V Ecology". However, it is not enough to have a grand vision. Like all pyramid schemes and air coins, Vpay also found a so-called "former Google executive" Mark Mino as its platform.

　　(Vpay "founder": Mark Mino)

　　But what really confuses the audience with the Vpay model is that it has built a number of self-media websites that can sound at any time.

　　According to the author’s statistics, there are at least 10 self-media websites operated by the team behind Vpay. Although these websites have rough pages and have not been filed in China, they update Vpay-related information every day, and the update frequency is even as high as that of most blockchain media.

　　For example, the V Assistant website updates the audio content of Vpay leaders and team "teachers" every day, which is almost one of the main positions for "online brainwashing" of new Vpay members.

　　(v assistant)

　　In addition, the "footprint" of the Vpay team has frequently appeared on various classified content platforms, such as Himalayan, Sina Weibo, Baidu Post Bar, Simple Book and Zhihu, among which many Vpay fans have spread and developed offline for it.

　　(Vtoken Himalayan course)

　　On the online platform, another core position of Vpay is WeChat community. Through the first-level referees, Vpay can establish WeChat communities all over the country in a relatively short time, so as to quickly control a large number of members.

　　For example, on January 20, 2019, the annual meeting planned by Vpay in Chengdu, there were only 20 local Vpay WeChat communities in Chengdu, with thousands of people.

　　These Vpay WeChat communities are well-organized and well-organized, and it is basically difficult to join the group without referees. In the WeChat community, not only Vpay team leaders regularly share courses, members exchange messages, but also referees at all levels recycle the "balance" and even airdrop and pull the offer.

　　In addition to the online platform, frequently holding offline meetings is also a common practice of the Vpay team to brainwash new and old members.

　　(Vpay and SFIS participate in industry summit)

　　In 2018, Vpay not only organized offline meetings, raised funds or issued new coins in Shenzhen, Chengdu, Hong Kong and other cities, but also participated in the blockchain industry summit repeatedly, becoming one of the regular army circles in the business world and clearing its name for itself.

　　(Vpay participates in blockchain industry conference)

　　It is worth noting that if the above-mentioned operation modes of the Vpay team are aimed at pyramid schemes and offline development, then in the second half of 2018, the emergence of projects such as Vpay Mall, Vpay Hotel, Vpay Supermarket and Vpay Restaurant is worthy of attention, and Vpay may be trying to whitewash itself.

　　(Vpay Hotel and Vpay Commercial Street)

　　Especially in January this year, after the upgrade of Vpay, the interface and operation mode of the new version of Vtoken APP are almost indistinguishable from the mainstream blockchain wallet.

　　(Vtoken wallet operation interface)

　　Imagine that when a MLM platform with billions of dollars and 4 million members completely puts on the cloak of "blockchain" and begins to "enter" the physical industry. Can you really tell the truth from the falsehood?

　　* The content in this article does not represent the viewpoint of mutual chain pulse, so mutual chain pulse does not bear any legal responsibility for the content of this article.

This article first appeared on WeChat WeChat official account: Cross-Chain Pulse. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

Keep watch | focus on insurance innovation

After a month’s time, the 2022 InsurStar selection campaign finally came to an end. As one of the "most important" things to protect the concept every year, we hope to find the "most advanced productivity" of the industry through the selection of the InsurStar project, and also find the direction for the development of the industry in the next year.

Since last year, the selection of InsurStar project has been carried out by means of user voting and expert selection, which has been welcomed and recognized by everyone. So this year, we followed this selection method.

According to statistics, there are 89 finalists in this selection, including 31 enterprises, 50 projects and 7 brands. In the selection process of nearly one month, we went through four processes: primary selection, expert evaluation, online voting and final selection, among which online voting won nearly 140 thousand votes, and finally 44 enterprises won 46 awards.

Here, I would like to thank you for your continued support of Baoguan. It is with your active participation that this activity can be carried out smoothly.

It is foreseeable that 2023 will be a year for the industry to usher in recovery. Signs of recovery have gradually emerged. In the external environment, we will gradually get out of the interference of the epidemic in the past three years, and the increase in business behavior will also strengthen the demand side of the insurance industry. In the internal environment, the reform measures of the insurance company have basically landed, the number of agents tends to be stable, and the quality of agents has been greatly improved.

Therefore, after the internal and external environment has improved, the supply and demand sides of the insurance industry are expected to usher in a new balance, and this year will be a big year for the industry.In fact, in the A-share market, insurance stocks have already started trading recovery expectations. Since November last year, the A-share insurance index has rebounded by over 30%.

Under the expectation of strong recovery, it is very important to find the "leaders" in the market.These enterprises, which are still developing and progressing in the industry downturn, are likely to lead the development of the insurance market in 2023 and achieve greater performance growth.

The purpose of the InsurStar selection campaign is to find these outstanding enterprises and find new driving forces for the industry. Without much to say, the list is presented!

(Note: This list is ranked in no particular order, and the final interpretation right belongs to Bao Guan)

The following are the short-listed enterprises and projects, and the reasons for selection.

Enterprises are the driving force to promote the development of the market. Focusing on the main links and sub-sectors of the insurance value chain, we selected reinsurance companies, insurance companies, intermediaries and technology companies with outstanding performance and continuous iteration in business, technology and service in the past year.

Excellent insurance company of the year

Zhong’ an online property insurance co., ltd

Zhongan is the first Internet insurance company in China. It was listed on the main board of the Hong Kong Stock Exchange on September 28th, 2017 with the stock code of 6060. Zhongan is headquartered in Shanghai, without any branches, and its exhibition industry is entirely through the Internet. Driven by the twin engines of "insurance+technology", Zhongan focuses on reshaping the insurance value chain by applying new technologies, serving the new generation with technology around the four major ecosystems of health, digital life, consumer finance and automobiles, and providing personalized, customized and intelligent new insurance for them.

Taikang online property insurance co., ltd

Taikang Online is a professional Internet insurance company under Taikang Insurance Group, a fortune 500 company in the world. As a wholly-owned subsidiary of Taikang Insurance Group, Taikang Online is committed to building a "new insurance ecology" strategy of "insurance+technology" and "insurance+service", focusing on the innovation and development of Internet insurance business. Through in-depth insight into users’ needs, continuous adjustment of service perspectives and change of service ideas, Taikang Online continues to innovate its products and services, with a view to creating products and services that are highly consistent with people’s better lives, while continuing to empower products and services with technology and continuously improving service efficiency and quality.

Outstanding reinsurance company of the year

Qianhai reinsurance co., ltd

Qianhai Reinsurance is the first mixed-ownership reinsurance company controlled by state-owned capital in China. It is characterized by professionalism, stability and innovation, and specializes in risk management, providing customers with products and services such as property and accident reinsurance, life and health insurance reinsurance, investment and consulting business. At present, the company’s business is mainly in the domestic market, and has gradually laid out overseas markets, building a multi-regional and multi-line business portfolio to spread risks. Among them, property insurance business has established good and stable cooperative relations with more than 10 major insurance companies and intermediary channels in domestic and Asian markets.

Excellent intermediary agency of the year

I yunbao

As an insurance technology service platform focusing on empowering insurance practitioners, I Yunbao uses artificial intelligence, big data and other technologies to provide "technology+service" solutions for insurance institutions and insurance practitioners, and is committed to empowering the traditional insurance industry with technology. I Yunbao independently developed and established the "Cloud Picture Big Data Lab". By building a "Cloud Picture Intelligent Data Center" and a super data warehouse, it deeply analyzes consumer behavior data, realizes efficient matching of insurance products, and truly meets the protection needs of consumers.

Xiao umbrella insurance broker co., ltd

As a national insurance brokerage company officially established with the approval of China Banking and Insurance Regulatory Commission, China, Little Umbrella Insurance Brokerage Co., Ltd. provides users with a simple, transparent, flexible and convenient one-stop online insurance transaction service in a customized way, aiming to contribute to the development of the insurance industry with the power of science and technology. In 2021, Little Umbrella launched the brand service promise of "knowing to buy and paying with confidence" and provided insurance solutions for users from the perspective of "users first".

Outstanding Insurance Innovation Service Enterprise of the Year

Beijing Che Xiao Technology Co., Ltd.

Che Xiao Science and Technology is a professional cornerstone service provider focusing on credit risk control. The company independently develops core ecological products such as Xinbao risk control platform, auto finance risk control platform, commercial vehicle auto insurance risk control platform, technology asset management platform, technology insurance smart trading platform, new insurance platform, channel management platform, government intelligent supervision risk control platform, and institutional intelligent rating platform. The core is to provide penetrating, full-chain risk control protection and value-added services for insurance+finance; At the same time, the products provide support services such as technology trading, technology risk control, technology output, etc. for the asset side, and provide the entire chain of "Insurance+New Services" with risk control as the core for regulators, insurers, funders, assets, channels and end customers.

Beijing yuanbao technology co., ltd

Yuanbao Technology is the first scientific and technological enterprise in China to focus on the quantitative management of network security risks. With the quantitative management of network security risks as the core, the company has taken the lead in building an all-round quantitative management ecosystem of risks including products, services and solutions, realizing clear and accurate quantification of network risks, and forming a diversified business layout from technical support of network security insurance, enterprise risk management to attack surface management, supply chain security, intelligent networked automobile-related insurance and risk management.

Beijing yuanmeng healthy technology co., ltd

Beijing Yuanmeng is a platform-based company specializing in smart rescue business. With the service brand of "Power Code Rescue" and the smart rescue service platform as the engine, it independently develops a number of patent rescue systems, empowers the efficient allocation of rescue and medical and health resources with smart technology, expands the innovative path and utilization efficiency of traditional rescue services, and provides "risk awareness-risk early warning-risk intervention-rescue management" for life insurance companies and insured persons, enterprises, institutions and their employees, Internet enterprises and their users.

Outstanding health insurance technology enterprise of the year

Shanghai nuanwa technology co., ltd

Nuanwa Technology is an insurance technology company focusing on the big health field. It is committed to deeply integrating health insurance and medical ecology. Relying on professional health insurance capabilities and rich medical data resources, it provides a complete set of technology and operational solutions related to digital transformation for over 80 insurance companies and Internet platforms, covering digital consulting, digital customer management, digital marketing, intelligent claims and risk control, health and medical management, and core systems of Italian health insurance, thus helping insurance companies to accelerate their digital transformation in the field of health insurance.

Hao life (Shanghai) healthy technology co., ltd

Good Life Technology is an insurance technology company under the Good Life Group. As a digital application hub of the insurance industry, Good Life Technology has long been committed to consolidating the accumulation of artificial intelligence intermediate layers, providing multiple innovative applications of scene models and algorithms for the industry, and the innovation speed has hit record highs, which has achieved remarkable results in promoting the high-quality development of the insurance ecological value chain economy. Its two major products are [Jianbaoyun] serving in the field of health insurance and [Digital Smart Empowerment Auto Insurance Innovation Platform] serving in the field of auto insurance.

Shanghai Meixin Healthy Technology Co., Ltd.

As an innovative medical and health service platform, Meixin Health is driven by intelligent technology and centered on medical and insurance platforms, and is committed to providing users and families with more comprehensive, more economical and better medical and health services. Meixin Health plays the role of a bridge, connecting and empowering the medical and insurance industries, and improving the accessibility of medicines through its business segments such as Kangfu Health, Kangfu Smart Medicine and Kangfu Smart Insurance, helping the innovation and upgrading of commercial health insurance, making up for the health protection gap of the sick people, and constantly contributing to the construction of a multi-level security system.

Shenzhen Xiao bu Ben pao technology co., ltd

Shenzhen Small Step Running Technology Co., Ltd. focuses on insurance and technology empowerment in the field of big health, and is the leading technology management generation (MGA) of big health insurance in China. The company adheres to the five-in-one strategy of "medical health and business insurance", and opens up insurance and big health ecological links based on artificial intelligence, big data, blockchain and other technologies to provide scientific and technological solutions for insurance companies, insurance sales channels and insurance agents. Le Orange Cloud Service, an innovative technology platform of medical health insurance, is committed to building an intelligent hub of insurance supply chain to promote the development of the industry.

Insurance geek

Insurance geeks have been focusing on the digital overall solution of group insurance, and now they have become the absolute leader in this segment. The overall solution of digital group insurance for insurance geeks is a complete closed loop from enterprise group insurance marketing front-end, product scheme design and quotation, insurance company underwriting security, underwriting claims, online medical treatment, etc., through self-developed underlying system and promotion of group insurance industry data and technology standardization. Promote enterprises as the entrance, and commercial health insurance covers employees and families in an all-round way. Up to now, digital group insurance has covered more than 10,000 enterprises and more than 1.6 million employees and families.

Outstanding insurance marketing technology enterprise of the year

Shence Network Science and Technology (Beijing) Co., Ltd.

Shence Data is a big data analysis and marketing technology service provider, which helps enterprises to collect omni-channel marketing data, get through user ID, conduct comprehensive data analysis and realize digital marketing. Shence Data provides an enterprise service model of "PaaS+SaaS", and customers can choose to privatize the deployment, which can improve the security and redevelop the functions at the same time.

In the process of insurance industry transformation, technology and service are the two driving forces. In the past year, many insurance institutions started with digital innovation and quality service, and iterated over all aspects of insurance business, further improving efficiency and user experience, and making beneficial explorations for the high-quality and differentiated development of the industry.In addition to the outstanding representatives, the awards of "Excellent Digital Innovation of the Year" and "Excellent Service of the Year" show the diversified innovation achievements of the insurance industry in China.

Outstanding digital innovation of the year

Pu Yun Lan (Guangzhou) Digital Technology Co., Ltd.: spectral Yun Lan number

Spectrum Blue Cloud SCRM, independently developed by Spectrum Yun Lan, combines three services: "Causal AI algorithm, Spectrum Yun Lan system and in-depth operation methodology of insurance customers" to provide an effective and in-depth overall solution for digital transformation of insurance peers. Eleven years’ experience in the insurance industry has provided a wealth of insurance experience, ideas and team building ideas for Spectrum Blue Cloud SCRM. Using the capabilities of Spectrum Blue Cloud SCRM, insurance companies can experiment in small teams or empower the whole team to realize digital transformation in all aspects of business development, customer operation and team building.

China life insurance co., ltd.: gold collection

"Golden Collection" is a scientific and technological support tool for the normalized customer management system of Chinese Life Insurance Company (601628). It deeply combines technologies such as big data and artificial intelligence to open up the whole process of customer management. Through accurate customer push, fine action support, selected business clues and accurate process records, intelligent services are applied to all aspects of customer management, team management and workplace operation, so as to enhance the independent exhibition ability of marketing partners and the management and operation ability of the workplace. Achieve measurable, low-cost and accurate customer push through the digital platform, and greatly improve the service efficiency of the business front line.

Shanghai Baoyun network information service co., ltd: I Cloud Smart Mirror Risk Control System

I Yunbao Smart Mirror Risk Control System provides full-process risk control for consumers and insurance practitioners before, during and after insurance. Based on the risk knowledge map, the system forms an efficient risk decision engine, which helps insurance institutions to reduce costs and risk control to the greatest extent. Smart Mirror Risk Control System is based on rich and multi-dimensional underlying data layers, and a system layer consisting of an automated modeling platform and a three-party data call engine is built. Combined with rich insurance scenarios, multi-dimensional models such as claim risk model and surrender probability model are built to realize application and empowerment in multi-business scenarios.

Beijing ruikelun intelligent technology co., ltd: Conversation Analysis Insight System

Circular Intelligence and Conversation Analysis Insight System is a personalized communication content analysis and management platform for managers at all levels, which helps managers to restore key nodes in the online and offline communication process, track the real implementation of business strategies and SOP, provide a "grasping hand" for personnel management and provide a basis for SOP iteration. As a new generation of sales management weapon, in the insurance industry, the conversational analysis Insight system of circular intelligence has served many head insurance customers including PICC P&C Insurance Company of China (601319), Taiping Life Insurance Company, Taikang Life Insurance Company, MetLife Insurance Company and Zhongan Insurance Company, helping enterprises to achieve a two-fold increase in sales management efficiency, a 30% increase in the opening rate of key businesses and a 20% increase in the per capita productivity of front-line business personnel.

Shanghai jianjiao technology service co., ltd: Commercial Insurance Big Data Service Platform IDS

Data in Taiwan -IDS commercial insurance big data service platform, with more data running, less people running errands, the pioneer of digital health and the owner of high-tech barriers. Original ARS technology system, focusing on vertical innovation of health care and insurance big data. The original ARS technology system of Jianjiao Technology is a combination of artificial intelligence systematic thinking of "data+computing power+algorithm" and cross-disciplinary systematic innovation based on health economics and actuarial science of health insurance. It uses artificial intelligence big data to accelerate the realization of digital therapy, health management, health risk prediction, etc. At the same time, the results can be accurately applied to multiple scenarios of health insurance protection ecology to reduce costs and increase efficiency.

Beijing you quan zhi hui information technology co., ltd: Intelligent risk control system of Bao Zhun Niu-Aegis

Baozhuniu Company made use of more than three years’ experience in risk control to build a Aegis intelligent risk control system, and constructed a closed loop of data before insurance, during insurance and after insurance, which greatly reduced the risk of compensation and realized the linkage between risk and price. Data-based and intelligent Aegis risk control system can build a risk control model based on massive big data, which can quickly and effectively identify risks, and at the same time, dynamically assess risks and dynamically link pricing with intelligent underwriting, monitor key risk indicators (CRI), monitor risk strategies, dynamically iterate case evaluation and deal with risk control strategies and rules, and finally review risk control strategies retrospectively, and iterate and optimize them.

Zhongan information technology service co., ltd: R&D operation and maintenance integrated platform

Zhongan Technology’s R&D, operation and maintenance integrated platform is the basic idea of Zhongan Technology around "improving efficiency, ensuring quality, reducing cost and visualizing value", which empowers the whole business R&D process of enterprises. After years of experience in supporting Zhongan insurance business and customer service in the financial industry, it has created a set of mature product platforms and solutions, which is the best practical achievement of Zhongan Technology’s combination with foreign technology output, and can provide enterprises and organizations with one-stop DevOps system capacity building programs. At the same time, combined with supporting consulting services, knowledge transfer, and training empowerment, the DevOps system can be successfully implemented within enterprises and organizations, thus helping enterprises and organizations to improve the efficiency and quality of software development and enhance business continuity.

Beijing Shen zhi heng Ji technology co., ltd: Intelligent service platform for insurance operation

As an intelligent operation service platform for insurance claims, Shenzhi Hengji’s self-developed artificial intelligence technology combines with various rule engines to reconstruct the traditional insurance claims business process. With the improvement of Shenzhi Hengji’s product matrix, it gradually has the ability to build a complete intelligent claim service and integrate these core capabilities into an "intelligent service platform for insurance operations". Comprehensively solve the pain points of low operating efficiency, slow claims timeliness, high operating cost and high risk of fraudulent insurance claims, empower the digital operation of health insurance and auto insurance intelligent claims, and reduce the operating costs of enterprises.

Yibao Network Technology (Shanghai) Co., Ltd.: Yi Baoyun Zhongtai

Yi Bao? Cloud platform? It is an insurance middleware platform for insurance companies, insurance brokers/agencies, part-time channels, insurance technology companies and start-ups Support the use of any insurance products and sales channels. Provide all-round technical empowerment for the insurance ecology, support insurance companies to quickly create products, solution providers to achieve rapid innovation, and empower distributors to efficiently develop and embed various insurance apps. Develop new insurance applications, digitize existing insurance applications, and connect insurance with the world. Through Epro Cloud, customers can build an architecture based on cloud, micro-service and scenario application, and provide an extensible architecture for large-batch, high-variability and high-speed insurance solutions in the fast-growing insurance online market. Yibaoyun Zhongtai is a proven enterprise-level solution.

Datong insurance sales service co., ltd: DAC digital customer acquisition and empowerment system

DAC Digital Acquisition of Customer is the first enterprise platform systematic acquisition and empowerment mode launched by Datong Insurance Service. Relying on quick insurance APP and taking service as the starting point, the online closed loop of the whole process from customer acquisition, content, operation, ability growth and evaluation feedback is realized, forming an efficient system for creating value for customers and consultants. DAC digital customer acquisition and empowerment system can achieve innovative customer acquisition and modularization of operation at the same time, establish a sustainable customer acquisition and empowerment system, and cultivate the new ability of service consultants facing the future.

Shenzhen baolian technology co., ltd: Insurance intermediary core system "Tibetan Insurance Map"

The "Tibetan Insurance Map" system is an insurance technology system integrating sales, training and management after ten years’ polishing and six iterations. It can solve a series of pain points such as exhibition billing, product signing, data transmission, system compliance, marketing training, etc., and realize the comprehensive empowerment of insurance intermediaries. The "Collection and Protection Map" system is divided into front-end mobile exhibition system and back-end core business system. Through API, H5+CPS feedback, it has directly connected with the core business systems of nearly 90 insurance companies (including 50 life insurance companies), which can realize real-time data feedback, reconciliation and settlement of insurance companies, and can realize the transaction, payment, reconciliation, settlement and double recording of all kinds of insurance products such as life insurance and property insurance.

Shanghai zhanlve data technology co., ltd: RPA+AI one-stack insurance intelligent risk control service platform

Stack data is an insurance technology company focusing on the field of health insurance risk control. Based on the world’s leading RPA+AI technology, data-driven and combined with insurance business experience, the company has built an integrated health insurance service platform based on knowledge mapping technology and evolutionary machine learning system for customers such as commercial insurance companies and social security agencies, which can effectively solve the problems of serious social security fraud, inefficient claims/underwriting and single insurance product design in the insurance industry.

Beijing yuan Xin hui Bao technology co., ltd: actuarial platform of Center-of-the-Circle Huibao special drug insurance products

The actuarial platform of special drug insurance products developed by Center Huibao has completed the processing and analysis of medical insurance big data and drug use data, and provided an intelligent platform for actuarial assumptions of special drug insurance related responsibilities according to multiple factors such as cancer incident frequency, indication ratio, treatment cycle and dosage, drug cost, population structure, deductible and compensation ratio, and pricing logic algorithm. It is an actuarial wisdom brain integrating data, rules and algorithms. Through this platform, the product actuarial team can quickly maintain information and measure products.

Hangzhou mishu technology co., ltd: Meter Intelligent Medical Audit System

The meter intelligent medical examination system can seamlessly connect with the multiple claims system of insurance companies and manage the data in a unified way. The big data processing and analysis ability of the meter intelligent medical examination system can empower the internal management and visual management data panel of insurance companies, and transform the work tracks of hospitals, doctors, institutions and frontline personnel into visual data, which can be updated in real time and truly reflect the work efficiency and results. Based on convolutional neural network and deep learning technology, the claim data are processed electronically and structurally, and the functions of intelligent non-medical insurance adjustment, unreasonable expense elimination, auxiliary negotiation, litigation support, liability judgment and claim risk control are realized, which helps insurance companies to carry out intelligent audit of medical expenses.

Shanghai shangyong technology co., ltd: Health Beidou Customer Service Insight and Service Platform

"Healthy Beidou" customer service insight and service platform includes three modules. Based on health event radar and service demand recommendation algorithm, the main body of Health Beidou can track the changes of customers’ health status in real time and classify customers. Then, through the "Zhiduoxing" customer portrait system, the accurate customer portrait is carried out, and the most personalized and urgently needed health risk solution is provided for customers by combining the health Beidou service demand recommendation algorithm. For customers who have insight into possible risks, they will provide an active claim settlement plan through "Smart Easy Compensation" to let customers experience the ultimate claim settlement service and payment experience.

Shanghai pingjia technology co., ltd: Eye of the Sky Channel Empowerment Platform

The Eye of the Sky channel empowerment platform is a one-stop service platform to solve insurance transactions and regulatory compliance, which helps automobile manufacturers to realize digital management of insurance business, improve business efficiency and customer data quality, and then promote the renewal business and after-sales output value. The Eye of the Sky-channel empowerment platform is based on the overall technology of the platform, providing services to OEMs and dealers in the form of insurance billing and various management tools, solving the problems of one-click insurance pricing and billing for dealers, customer (new or renewed warranty) management, push repair management, service package operation of non-auto insurance products, promoting the rate of car owners returning to stores, etc., and empowering dealers and OEMs.

Huize insurance broker co., ltd: Jumi innovation model

Jumi platform provides rich product matrix supply chain, efficient online exhibition tools, 7*24-hour operation support such as consultation, underwriting, security and compensation coordination, safe and compliant risk control system and other services, helping independent agents to build personal IP brands, providing service support for like-minded excellent brokers and independent agents from business learning to sales, billing and income, helping to reduce the difficulty of insurance sales, improving the business income of front-line sales personnel and fully satisfying the platform.

Annual quality service

Shuidi company: Water Drop WFind System-Insurance Innovation Service

Shuidibao launched the "W Find" (water drop family insurance needs diagnosis) water drop family security needs diagnosis system. Empower brokers to provide doctor-like demand diagnosis services according to customers’ family population, financial income and expenditure and future expectations. "WFind" family security needs diagnosis system has six steps: sorting out family income and expenditure and financial situation, defining family security needs, understanding family risk gap, designing insurance portfolio solutions for users, making multi-dimensional product comparison, and finally discussing with customers to determine the most suitable family security plan.

You Jia Jian Bao Healthy Technology (Beijing) Co., Ltd.: excellent care of family doctors

Youjia Health is the first to put forward the service mode of "home medical care", that is, by linking the core medical service providers-doctors and nurses at the same time, to create a closed-loop service covering the whole scene of online and offline. By meeting the diverse needs of users, the trust relationship between doctors and patients is established, so as to provide personalized medical and health services throughout the life cycle. Online, doctors are the entrance to medical and health services. Youjia Health has a self-built Internet hospital, and its own and contracted doctor team has reached more than 20,000. Offline, Youjia Health insists on building a nurse network, and has signed more than 30,000 certified nurses, covering 330 cities across the country.

Shenzhen Huada Gene (300676) Co., LtdLife science and technology help insurance, and build an integrated solution of "pre-screening, diagnosis, protection and rehabilitation" for tumors.

As an active practitioner of the construction of a healthy China, Huada Gene adheres to the vision of "gene technology benefits mankind", always puts the service of people’s life and health in a prominent position, actively explores a new mode of joint insurance for genetic testing, and is committed to creating an integrated comprehensive solution of "pre-screening, diagnosis, protection, treatment and health" throughout the whole life cycle of cancer. The customized detection of minimal residual tumor (MRD) can tailor a personalized monitoring scheme for tumor patients. By monitoring the ctDNA in patients’ blood, whether there is minimal residual tumor can be evaluated. In the case of inconclusive imaging, the positive ctDNA can prompt tumor recurrence or metastasis earlier, which is suitable for recurrence monitoring and curative effect monitoring after patients receive radical treatment.

Chongqing dadi finance technology co., ltd: Dadi Jinke Pet Digital Service Platform

In 2020, Dadi Jinke began to lay out the pet service ecology, assisting the parent company Dadi Insurance to build an integrated pet service platform of "service+insurance". The digital platform for pet service consists of five core systems, namely, the value-added service core system, the pet risk control core system, the pet hospital service applet, the self-operated pet mall "Mengpaw Medical Treasure" and the supply chain system.

Shenzhen pilotage new generation technology co., ltd: Zizaixiong Pet Insurance

At the end of 2020, OneDegree Group set up an operation organization in China Mainland in Qianhai, Shenzhen, with the brand name "Free Bear". Free bear relies on Hong Kong OneDegree Insurance Technology Company. Free Bear successfully introduced the experience and resources of Hongkong star pet insurance products in the Mainland, served the new generation of pet owners in China, and provided customers with professional and comprehensive pet medical insurance products and perfect reimbursement process services. In the risk control practice of pet insurance, Zixiong has realized basic identity verification before insurance, anti-fraud verification, personalized premium pricing, risk probability evaluation and risk early warning during insurance, intelligent refusal, compensation evaluation and intelligent flash compensation after insurance.

Brand is an important asset of insurance institutions.This list selected the brands of insurance companies, intermediary companies and agent training brands that performed well in brand building in the past year. They used rich communication channels to convey valuable information and brand image to users, which was recognized by the majority of users.

Insurance industry IP of the year

Zhunzhi insurance broker co., ltd: Shen Lanbao

Deep Blue Insurance is a brand of Concentrated Insurance Brokerage Co., Ltd.. Since its establishment in 2017, Deep Blue Insurance has always adhered to the concept of "neutrality, professionalism and integrity", deeply cultivated the fields of insurance science popularization and product evaluation, and insisted on being good to users, creating a large number of images and videos related to commercial insurance and social security. The content matrix covers all platforms such as WeChat, Tik Tok, Aauto Quicker, Xiaohongshu, bilibili and Zhihu, and has accumulated over 9 million high-viscosity users so far.

New Force of Insurance Brand of the Year

Beijing jiaoyin interactive technology co., ltd: IFA Independent Financial Advisor

IFA Independent Financial Advisor certification, issued by China Business Federation, is a professional competence certificate generally held by wealth management posts in the investment and wealth management industry and generally recognized by insurance, securities, funds and wealth management institutions.

The original intention of IFA independent financial advisor certification program is to provide more and more comprehensive empowerment support for insurance practitioners, help them build their own professional core competitiveness, and meet the diversified financial services needs of customers in a more professional manner.

Excellent new media of the year

Huize insurance broker co., ltd: "Qi Xin Yun Fu" video number

"Qixin Yunfu" is the official self-media account of Qixin Yunfu platform under Huize Insurance Broker for internal and external communication. Since its establishment, it has successively created a number of featured articles and video columns, such as Qixin Small Trend, Big V Talking about Insurance, Bao Si Da Di, and Xiao Q Q Q&A Special Session, to provide 3W+ partners with the viewpoint, content and methodology of self-media account operation, boost the in-depth construction of professional science popularization in the industry, and contribute to consumers’ understanding of insurance.

Brand breakthrough of the year

Huagui Life Insurance Company Limited

Since 2022, the luxury insurance brand has been completely renewed, and the brand image of "Guardian of a Better Life Around You" has been completely displayed, which has diverted the propaganda trend of "Guarding a Better Life" in the industry. At the same time, luxury insurance has blossomed in the new media field. Weibo’s topic "Small goal that can be achieved in five years" and "wish blind box" have repeatedly broken the circle, showing the power of insurance protection to the public. Wechat content, little red book and other platforms have planted grass, and the dissemination content is varied. The planning of "Good Life Calendar" and "Luxury Guardian Series Posters" are deeply in line with the preferences of young people, making insurance show its youthful vitality again and the brand influence of luxury insurance has steadily increased.

In addition to the above-mentioned participating brands, we selected the hot Internet insurance products in 2022 based on the data provided by major insurance sales platforms and the product popularity of major insurances from the media.

Hot Internet Insurance Products of the Year

Hongkang China life

Happy ever after increased whole life insurance.

Pacific health

Enjoy worry-free million medical insurance

Everyone insurance

Yangduoduo No.3 endowment annuity insurance

Guolian life insurance

Darwin 7 critical illness insurance

Picc property and casualty insurance

Big armor No.5 adult accident insurance

China Property Insurance/Yong ‘an Insurance

Blue Ocean No.1 and No.2 Critical Illness Insurance

2023 will be an important year of recovery. At this important node, we should strengthen our confidence, seize the opportunity together with these excellent enterprises, and make unremitting efforts for the development of the insurance industry.

This article first appeared on WeChat WeChat official account: Bao Guan. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

　　Beijing, April 24 (Leng Haoyang), the client of Zhongxin. com, is also in the graduation season. At this time of the year, the whereabouts of college graduates will attract social attention. This year, more than 8.2 million college graduates will leave school. How will they choose between starting a business and getting employment? At the same time, what about the view that "employment is a compulsory course before starting a business" in recent years?

　　On April 12, a graduate double election meeting was held in a university in Beijing. Photo by leng Yuyang

　　Choose entrepreneurship or employment?

　　"I have the idea of starting a business, but I feel that the time is not ripe. I’d better find a job first and get familiar with the social environment before watching." A senior student of Beijing Normal University told the reporter of Zhongxin.com..

　　In the interview, the reporter found that there are not a few students with similar ideas. According to the 2017 China University Students’ Entrepreneurship Report released by China Renmin University, China university students’ entrepreneurial will continues to rise, and nearly 90% of them have considered starting a business, among which 26% have a strong or strong entrepreneurial will.

　　In September 2017, at the press conference held by the Ministry of Education, Wu Yan, director of the Higher Education Department of the Ministry of Education, introduced that the entrepreneurial rate of China university graduates has reached 3%, nearly double the level of 1.6% in developed countries.

　　Zhang Yuan was admitted to Sichuan University in 2011. During his stay at school, he participated in many college students’ innovation and entrepreneurship competitions and won awards. In the eyes of many students, Zhang Yuan has always been associated with entrepreneurship.

　　In 2015, after graduating from college, Zhang Yuan did not choose to start a business. In his view, the lack of social resources and the lack of ability to control the market are still stumbling blocks on his entrepreneurial road. So, he joined a consulting company, prepared to exercise himself, and wanted to take the opportunity to see if there was market demand for his entrepreneurial projects.

　　In June 2017, Zhang Yuan, who has been working in the consulting industry for two years, embarked on the road of entrepreneurship. With his carefully prepared projects, he not only got the investment smoothly, but also got the qualification to settle in Tianjin and the tax exemption for enterprises.

　　Now, Zhang Yuan, who is about to start a business for one year, has set up a team of five people and got his share in the market. Zhang Yuan said that the feeling after starting a business is still very different. "It is a great sense of accomplishment to see that your project can grow up gradually through your own efforts."

　　"But I often feel that it is difficult to ride a tiger." Zhang Yuan told the reporter of Zhongxin. com that after starting a business, the work intensity suddenly increased and the pressure was much greater, so he had no time to take care of his own life. "I can’t slack off for my own entrepreneurial dream and for the efforts of every member of the team."

　　Data Map: On March 29, 2018, Xiamen University College Students’ Innovation and Entrepreneurship Practice Base, the college students’ team demonstrated the robot football they developed. China News Service reporter Sun Zifa photo

　　Employment is a compulsory course before starting a business?

　　Although the entrepreneurial enthusiasm of graduates is high, the success rate of entrepreneurship is not high. In recent years, there is a voice in the society that employment is a "compulsory course" for college graduates who have just left school. How should this view be viewed?

　　Chu Zhaohui, a researcher at China Academy of Educational Sciences, said in an interview with Zhongxin. com that rationality is very important for graduates to choose entrepreneurship. In his view, many graduates are impulsive in choosing to start a business, and the risk will be higher if they choose to start a business without corresponding social resources and sufficient entrepreneurial ability.

　　But he also believes that the term "compulsory course" is not accurate. "You don’t have to find a stable job before starting a business. Some students pay close attention to the social environment at school and take part in many social activities. Entrepreneurship is a good choice for students with this ability and resources. " Chu Zhaohui said.

　　Zhang Baoyi, director of the Institute of Sociology of Tianjin Academy of Social Sciences, told Zhongxin. com that after leaving the campus, college students have entered the society for a short time and their understanding of the market is not clear enough. It is best to observe the market and gather resources through employment first, so as to accumulate experience and ability for starting a business.

　　At the same time, he also said that students with strong entrepreneurial will had better choose Beijing, Shanghai, Hangzhou, Shenzhen and other cities to start businesses, because the entrepreneurial environment in these cities is relatively mature, entrepreneurs have good projects, and there are many opportunities for other marketing and venture capital.

　　Data Map: Job seekers communicate with employers. Xiang Fei photo

　　Career planning is very important.

　　"Whether it is employment or entrepreneurship, it is a stage to realize the value of life. For graduates, the most important thing is to make a good career plan. " Huang Feikai, head of the student section of the School of Public Administration of the University of Electronic Science and Technology of China, told the reporter of Zhongxin.com.

　　In addition, he also said that employment and entrepreneurship have different emphases and different requirements for students’ ability. There is no absolute advantage or disadvantage. What really matters is to choose the one that is more suitable for you. I hope students don’t follow the trend and think carefully about their own situation and market environment.

　　A person in charge of the recruitment of a company in Beijing told the reporter of Zhongxin.com that many job seekers she came into contact with lacked clear career plans. "Many students don’t know what they want to do in the future and lack understanding of their core competitiveness. Such job seekers will naturally lack competitiveness." The person in charge said.

　　In this regard, Chu Zhaohui suggested that graduates should first grasp the general direction in their career planning. One is to be clear about their aspirations, advantages and potential. The second is to find the needs of society and know whether their own advantages are compatible with the needs of society.

　　Chu Zhaohui suggested that graduates should combine these two points. First set the general development direction, and then consider other factors comprehensively. (At the request of the interviewee, some characters in the text are pseudonyms) (End)

　　The fast pace of city life makes everyone pursue spiritual "healing" after work. The need to relieve stress and relax has also spawned some new formats, such as archery, Muay Thai, land surfing and playing tufting, which are being sought after by more and more young people.

　　Draw your bow, take a deep breath, hit the target with a "whew", and the troubles and pressures are invisibly taken away by the arrows that leave the string. In an archery hall in Wuhan, the arrow path is full of young people who experience archery fun and relax.

　　Customer Ms. Ren:When an arrow goes out and you are very focused, you forget other pressures around you.

　　He Long, coach of Archery Hall:Compared with last month, the flow of people this month has increased by about 70%.

　　In Kunming, Yunnan, an indoor venue of more than 7,000 square meters, the experiencer can jump freely in the trampoline area, complete fancy dunks in the slam dunk area, climb the eaves like a martial arts expert in the movie in the rock climbing area, and sweep away all the pressure in the scenery full of science and technology and the music with strong rhythm. Mengchong Experience Hall is a good place for many young people to relax on weekends. Handmade a canvas in the museum, a tufting gun and several rolls of wool, and operated on the cloth board "chug chug", can also make people immerse themselves in it and play for hours.

　　Customer Ms. Zhou:Cats and puppies have no sense of distance, and they will come to you actively, and you will feel the warmth of being needed.

　　Ms. Wang, a tufting experiencer:Tufting (tufting) uses wool to print some patterns that you like, which makes people feel very fulfilled.

　　The demand for decompression has also spawned some new formats. In this upside-down museum in Wuhan, Hubei Province, the whole space is designed with a 180 inverted real scene, and all objects are fixed on the "roof". Just stand, lie down, set up the photo action and rotate the mobile phone, and you can reverse the earth, and easily unlock the "flying over the eaves" and the "super power" suspended in the air in one second. In this indoor decompression hall in Nanjing, Jiangsu Province, wonderful scenes and creative devices allow young people to get more diverse experiences here.

　　The rising sales of decompression products bring new entrepreneurial opportunities.

　　With the rising demand for decompression consumption, businesses from all walks of life are also eyeing this decompression market, which is "popular" by young people. Last year, data showed that the overall growth rate of decompression toys in a shopping platform reached 40%, emerging decompression products kept emerging, and various new services related to decompression kept emerging, which also provided more new space for entrepreneurship.

　　In an online shopping platform, fresh small toys such as fingertip gyro and decompression Rubik’s cube, which are mainly decompressed, range in price from several yuan to several tens of yuan, and the sales are very hot. In the product introduction, merchants will also mention that these toys are helpful for emotional adjustment.

　　From the feedback of buyers, this unconscious pressing action and simple "bam bam" sound effect can relieve stress and psychological anxiety to some extent. At present, in addition to the online shopping platform, all kinds of decompression toys are also sold in online stores.

　　In the small commodity market in Yiwu, Zhejiang Province, the reporter found during the visit that many shops sold more than 10,000 pieces of decompression toys, and the monthly sales of some "explosive" decompression toys could reach 700,000 to 800,000 pieces.

　　The increase in market orders has also boosted the production enthusiasm of the decompression toy factory. In Yiwu, a large toy manufacturer, 50 injection molding machines are running at full capacity to make a batch of decompressed toy orders.

　　In addition to the hot sales of decompression products, new services related to decompression are constantly emerging, and many entrepreneurs are also targeting this market. This one-year-old handmade museum in Kunming, Yunnan, can experience many handmade projects such as quartz sand painting and tufting. During the peak period, the shops are often full, and the daily income is around 1000 yuan.

　　Expert interpretation: "Emotional consumption" urges heat to decompress the economy.

　　Why are more and more young people keen on decompressing consumption now? Mainly because young people are more willing to pay for consumer products that can provide emotional value.

　　Relevant data show that there are currently 810 enterprises in China whose names or business scope or products, services or trademarks contain "decompression". Last year alone, there were more than 70 newly registered enterprises, a year-on-year increase of 94.59%. In the opinion of experts, behind the hot consumption of decompression is the result of the joint action of market supply and demand. In the long run, it is necessary to meet the needs of consumers more accurately and cultivate new growth points for decompressing the consumer market.

　　Wang Yun, Associate Professor, School of Economics, Renmin University of China:Such an explosive growth of decompression products and services is also due to the joint role of both sides of the market. Then, from the supply side of the market, (in the future) can they provide consumers with better services and commodities, including some upgrades to their own products and services, so that everyone can better relieve the pressure and relax their physical and mental feelings, which is also a very good kinetic energy to help these businesses continue to develop in this industry.

　　(CCTV reporter Han Bing Guo Linjie Hubei Taiwan Jiangsu Taiwan Yiwu Taiwan)

Phoenix Technology News On October 27th, in response to the recent media concern about the problem of "mobile phone traffic running fast", the relevant person in charge of China Mobile said: the relevant reports are not true, and mobile phone traffic will not "run fast".

China Mobile said that the billing system has a strict inspection and verification mechanism, and has passed the continuous inspection and testing by competent departments at all levels and independent third parties. The efficiency, stability and accuracy of the system are at the leading level in the world. If the traffic is not cleared in the current month, it changes the charging rules, which realizes the rolling function of traffic and does not affect the traffic measurement. For the same picture or video, there is no change in the traffic measurement before and after the traffic is not cleared in the current month.

In response to relevant reports, China Mobile said that it had specially organized a traffic billing test, and found no problem of "mobile phone traffic running fast", and promised that "billing error will be returned twice".

At the same time, Mobile said that with the continuous improvement of the 4G network, more intelligent terminals were launched, and richer mobile phone applications stimulated and improved customers’ traffic consumption to some extent. In addition, many applications in smart phones "inadvertently" generate online traffic without customers’ knowledge. For example, the weather forecast program automatically updates the weather data regularly; Mobile phone antivirus software automatically downloads virus database; In order to ensure the timely receipt of mail, the mobile phone mail receiving and dispatching software regularly visits the mail server for inquiry; The software regularly checks the version, upgrades or downloads patch software; Free games with advertising banners or advertising pop-up content updates. There is also a part of traffic consumption caused by viruses and Trojans in mobile phones.

In order to avoid unnecessary data traffic, China Mobile advises customers to pay attention to the following items when using smart phones:

1. When quitting the application software on the smart phone, try to use the "Quit" option in the software menu instead of simply quitting the operation interface.

2. Regularly clean up background running programs. According to the operation method of the used smart phone, enter the task manager, find the application that has been used but is still running in the background, and forcibly stop the application to ensure complete exit.

3. Turn off the functions of data push and automatic update in the settings of various application programs, use manual update control, and then manually update when you need to query.

4. Turn off the automatic sending and receiving function of mobile email.

Zero Run became the third new car-making force with a monthly delivery of 30,000 vehicles, and sold more than two Tucki in August.

On September 1st, the latest delivery data was released by Zero Car. In August 2024, it delivered 30,305 vehicles, with a year-on-year increase of over 113% and a quarter-on-quarter increase of over 37%. Among them, the family delivery of zero-run SUV accounts for over 72%, and the delivery of zero-run C16 exceeds 8,000 vehicles.

The monthly delivery volume went from the first 20,000 vehicles to the first 30,000 vehicles, and it took less than three months to run at zero speed, which quickly became the third new force to sell 30,000 vehicles a month. According to market analysis, the zero-run car is known as the "hexagonal warrior" in the price range of 150,000-200,000 yuan with its excellent comprehensive performance. In August, the delivery volume exceeded 30,000 units, which not only proved its market position, but also made the concept of "choosing a car to see zero running, with reference value" deeply rooted in people’s hearts and became the preferred brand in consumers’ minds.

Behind the continuous breakthrough in sales volume is the strategy of adhering to global self-research in zero-run technology, focusing on high product-price ratio in products, and joining hands with Stellantis in internationalization to "go out to sea in the opposite direction", forming a set of pragmatic and accurate play.

From January to August this year, the cumulative sales volume of zero-running exceeded 133,000 units. In contrast, the sales volume of Zero Run last year was 144,100 units. The cumulative sales in the first eight months of 2024 are close to the total sales in 2023. The position of zero-run cars in the popular new energy vehicle market is becoming more and more stable.

Adhere to global self-research and gain momentum for the next stage of intelligence.

The competition in the auto market is becoming increasingly fierce. Compared with other auto companies, which blindly focus on price and volume flow, Zero Run has turned its attention to user value and insisted on the return of cars as the essence of durable consumer goods and daily means of transportation.

In the view of Zhu Jiangming, the founder, chairman and CEO of Zero Run Automobile, the final automobile must be a durable consumer product and a means of transportation. It may be more advantageous to use cars as a means of transportation to do this industry. "Our brand positioning is to provide users with higher configuration, better quality, good and inexpensive products. No matter how tempting it is, how high the gross profit is or how big the space is, Zero Run will always insist on taking cars as mass consumer goods."

Adhering to the above strategy, we have created explosive products such as C01 and C11 by zero-run, which continue to sell well in various segments. In June this year, Zero Run launched the C16 flagship model based on LEAP 3.0 architecture. Cleverly combining the people-friendly price with the high-end configuration, the C16 will definitely exceed 10,000 vehicles in the first month of listing, which is a hot seller and is expected to become a weapon for further sales growth in the second half of the year.

Zero run C16. Figure/provided by the enterprise

While pursuing the ultimate price-to-price ratio, maximizing the benefits to consumers is the confidence brought by zero-run adherence to global self-research.

Since its inception, Zero Run has adhered to global self-research, and the core components that account for more than 60% of the vehicle cost are self-developed; In the field of intelligent driving, zero-running is from chip to sensing hardware, from domain control to algorithm self-research, realizing intelligent navigation based on China’s characteristic road conditions and driving habits. In 2023, the mass production of the central integrated electronic and electrical architecture with zero running and four domains in one realized the integration of cockpit and intelligent driving function of an 8295 chip.

Zero-running "four-leaf clover" central integrated electronic and electrical architecture. Figure/provided by the enterprise

With years of technical accumulation, with the continuous improvement of scale and efficiency of vehicle manufacturing, the advantage of zero-running manufacturing cost can be released to a greater extent, and the overall profit level can be improved.

In the first half of this year, Zero Run achieved an operating income of 8.85 billion yuan, up 52.2% year-on-year, and the growth rate was in the forefront of the new forces. In terms of gross profit margin, thanks to the scale effect brought by the increase in sales volume and continuous cost control, the zero-run gross profit margin in the first half of 2024 increased by 7 percentage points year-on-year, a substantial improvement. R&D expenses increased by 48% year-on-year to 1.22 billion yuan, which is ready for the next stage.

Zero Run said that this year, the relevant departments of the intelligent team will be integrated and upgraded to the Intelligent Technology Research Institute. It is planned to launch a higher-level intelligent driving and further function optimization in the second half of 2024, including the ability to open roads to point-to-point commuting and memory parking in parking lots. It is also planned to launch the urban intelligent driving function (CNAP) based on the end-to-end intelligent driving model in 2025 to continuously provide customers with a safe and comfortable high-level intelligent driving experience.

With "technology for market", the process of globalization is accelerated.

Standing at a new starting point of monthly sales of 30,000 vehicles, aiming overseas is another key point of zero running.

In October last year, Stellantis Group and Zero Run Automobile jointly announced a global strategic partnership; In May this year, Zero Run International, a joint venture between the two parties, was formally established, becoming the first reverse joint venture company in China automobile industry.

According to the cooperation agreement, the joint venture company has the exclusive right to export and sell zero-run cars to other markets outside Greater China and the exclusive right to manufacture zero-run cars locally.

Compared with other car companies’ mode of going to sea, the zero-run car has chosen a more secure, fast and efficient "light assets" mode. In this model, Zero Run, which plays the role of brand and product output, will promote globalization at the fastest speed with the help of the commercial resources of Stellantis global sales network and after-sales service system.

That is, in the market without tariff restrictions, zero-run cars will be exported directly; In the limited market, Stellantis Group will help zero-run cars to achieve local production, that is, zero-run cars export auto parts, and Stellantis Group will be responsible for assembly and production.

Compared with the joint venture era of "exchanging market for technology" of China automobile enterprises in the past, this cooperation mode has opened a new joint venture era of "exchanging technology for market". The status and influence of China’s new car-making enterprises in the global automobile industry are constantly improving, and China’s automobile industry is changing from "bringing in" to "going out".

Zero-run C10 and T03 electric vehicles are in Shanghai Port. Figure/provided by the enterprise

On July 30th, the first batch of zero-run C10 and T03 electric vehicles were sent from Shanghai Port to Europe. This is only 10 weeks after the establishment of the joint venture company.

As an important place of automobile industry, Europe has always been regarded as a high potential market for the export of new energy vehicles, which helps to enhance the brand image. It is of special significance to cooperate with Stellantis Group to lay out the European market in the current more complicated and changeable automobile sea environment.

According to the plan, Zero Run International will also launch zero run cars in nine European markets in September this year, and plans to expand a total of 200 sales outlets including Stellantis & You network before the end of the year; March into Asia-Pacific, Middle East, Africa and South America in the fourth quarter; The first product B10 of the new platform will be unveiled at the Paris Motor Show.

Under the innovative mode, the joint venture and cooperation between Zero Run and Stellantis Group is rapidly advancing in an efficient way. In the industry’s view, Zero Run has built a brand-new and unique development model of the industry, that is, relying on the China market, expanding new business growth points, and achieving breakthroughs in overseas vehicle sales and outsourcing of core components of Sanpower.

Commitment to increase holdings, reflecting the car-making long-term doctrine.

"We hope that enterprises can go further, instead of making money and cashing in for a while. This is not my original intention, but building enterprises into global car companies." When talking about why we don’t reduce or transfer the shares of Zero Run Auto, Zhu Jiangming, founder, chairman and CEO of Zero Run Auto, once said.

On the evening of August 26th, Zero Run announced that Zhu Jiangming and Fu Liquan, a concerted action person, planned to increase their holdings of H shares in the company within the next six months, with an increase of no more than RMB 300 million. On August 30th, according to reliable information, Zhu Jiangming and Fu Liquan, a concerted action person, had increased their holdings of 5,068,500 shares by the last trading day, amounting to about HK$ 102 million.

According to industry analysts, corporate executives and shareholders holding more shares in their own companies usually mean that they are optimistic about the future development of the company, and also send a signal to the market that the management believes that the value of the company is undervalued by the market, thus supporting the company’s share price through practical actions.

Zero-run all models. Figure/provided by the enterprise

Such a large amount of firm holdings of stocks also shows the confidence and commitment of the founders and major shareholders to the long-term development of zero-run cars.

On November 1, last year, Zero Run Automobile announced on the Hong Kong Stock Exchange that Zhu Jiangming, his spouses Liu Yunzhen, Fu Liquan and his spouse Chen Ailing voluntarily promised not to transfer or reduce their shares in the company in any way in the next 10 years from the date of this announcement.

Judging from the time limit, it is common for shareholders of listed companies not to reduce their holdings at present. The commitment period is mostly from 6 months to 1 year, but there are not many cases in which the commitment period is as long as 10 years. The voluntary increase in holdings of retail shareholders will not only enhance the sustained and stable development of the company, but also further boost investor confidence and jointly invest in medium and long-term value with the actual controllers.

Zhu Jiangming proved his long-term commitment to the car-making industry with practical actions.

After the news of overweight was released, the share price of Zero Run Auto opened higher on August 27th, with the highest intraday increase exceeding 6%. According to industry insiders, as a "hexagonal warrior" focusing on the mid-end market, the market positioning of zero-running cars is accurate and the subsequent growth potential is huge. For investors, the steady development and broad market prospects of zero-run cars are undoubtedly an investment target worthy of attention.

It is foreseeable that with the continuous improvement of the zero-run product matrix and the increasing confidence in the investment market, its performance will be promoted to a new level.

Text/Liu Chang Editor Wang Jinyu Proofread Lin Zhao　

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FAW-Volkswagen CC attracts attention with its dynamic and elegant design. The front face adopts family-style design, and the combination of large air intake grille and sharp LED headlights not only enhances the overall visual impact, but also shows a strong sense of movement. The body lines are smooth, the waistline is sharp, and with the dynamic wheel hub design, FAW-Volkswagen CC is also full of dynamic atmosphere in static state. On the whole, FAW-Volkswagen CC is both fashionable and practical in design, which meets consumers’ high requirements for appearance.

FAW-Volkswagen CC stands out with its streamlined body lines and elegant design style. The body size is 4869mm long, 1870mm wide, 1459mm high and 2841mm wheelbase, which ensures spacious interior space and excellent driving experience. The front and rear wheel tracks are 1586mm and 1572mm respectively, which ensures the stability and handling of the vehicle. Equipped with 245/40 R19 tires and dynamic 19-inch rims, it further enhances the sense of movement and visual impact of the vehicle.

The interior style of FAW-Volkswagen CC is simple and luxurious, and the center console is stylish and stylish, equipped with a 9.2-inch central control screen, which supports multimedia system, navigation, telephone and air conditioning voice recognition control system, which is convenient for drivers to operate. The steering wheel is made of leather and equipped with manual up and down+forward and backward adjustment function to ensure that the driver can find the most comfortable position. The car is equipped with USB and Type-C interfaces, with a total of five to meet the charging needs of different devices. In addition, the front row is also equipped with wireless charging function. The seat is made of genuine leather, and the front and rear adjustment, backrest adjustment, height adjustment (4-way) and lumbar support (4-way) of the main and co-pilot seats are provided with heating and ventilation functions to provide passengers with a comfortable riding experience. The power seat memory function is provided for the driver’s seat, and the rear seats can be laid down in proportion to increase storage space.

FAW-Volkswagen CC is equipped with a 2.0T turbocharged engine with a maximum power of 162 kW (220 HP) and a maximum torque of 350 Nm. Matching it is a 7-speed wet dual-clutch gearbox, which provides excellent power output and smooth driving experience.

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