CCTV News:One and a half years after the pilot water resource tax reform in Hebei Province, from December 1, nine provinces (autonomous regions and municipalities) including Beijing, Tianjin, Shanxi, Inner Mongolia, Henan, Shandong, Sichuan, Ningxia and Shaanxi will also be included in the pilot water resource tax reform, and tax levers will be used to curb unreasonable water use behavior. After the reform, what will happen to the water charges in these places?

　　Nine provinces and cities, including Beijing, were included in the pilot project.

　　On November 28th, the Ministry of Finance, the State Administration of Taxation and the Ministry of Water Resources jointly issued a notice on the implementation measures for expanding the pilot reform of water resources tax. According to the deployment, on the basis of the pilot water resource tax reform in Hebei last year, starting from December 1, 2017, the pilot water resource tax collection and management will be carried out in 9 provinces including Beijing, Tianjin, Shanxi, Inner Mongolia, Shandong, Henan, Sichuan, Shaanxi and Ningxia; At the same time, the fee for raw water resources was stopped.

　　Water resource tax is not a new tax in China, but a tax item under the resource tax with a history of more than 30 years. The plan makes it clear that all units and individuals who directly use surface water and groundwater should pay water resource tax, except for emergency water intake such as agricultural drought relief and small amount of water intake for family life.

　　Overall principle: tax and fee translation

　　Do not increase the burden on residents and general industrial and commercial enterprises.

　　The change from "water resource fee" to "water resource tax", although it is a word difference, can contain many changes. The collection department has changed from the water conservancy department to the tax department, and it has become more mandatory after becoming a "tax". Will the water fee change?

　　During the pilot period, the specific applicable tax amount shall be levied according to the standard of raw water resource fee, and in accordance with the principle of shifting taxes and fees, so as not to increase the normal production and living water burden of general industrial and commercial enterprises and urban and rural residents.

　　At present, the water fee paid by ordinary people is "comprehensive water price", which consists of three parts: basic water price, water resource fee and sewage treatment fee. Some of the water resources fees in the nine areas expanded by this tax reform are collected outside the basic water price (such as Beijing) and some are included in the basic water price. After the fee is changed to tax, the water company pays the tax, and residents do not have to declare and pay the tax. Compared with the collection standard of raw water resource fee, the tax standard of residents and general industrial and commercial enterprises has not changed, that is to say, no matter what form is reflected in the water bill, it will not affect the comprehensive water price.

　　Optimize water use structure

　　Three improvements and six reductions and exemptions

　　This water resource tax reform is to play the role of tax adjustment, by setting differential tax, strengthening collection and management according to law, restraining groundwater overexploitation and unreasonable water demand, and adjusting and optimizing water use structure.

　　Among them, there are three improvements:

　　Determine the tax from a high level for the use of groundwater and strictly control the over-exploitation of groundwater.

　　For special industries to take water, the tax amount shall be determined from a high level.

　　For over-planned (quota) water intake, the tax amount shall be determined from the high level.

　　Judging from the pilot situation, Li Jiegang, deputy director of the Finance Department of Hebei Province, introduced that in 2016, more than 100 urban public water supply enterprises in Hebei Province changed from pumping groundwater to using surface water, and the groundwater intake in the province decreased by 6.6% compared with the previous year.

　　In addition, the water burden of enterprises in special industries such as golf, bathing and car washing, which are located in over-exploited areas and use more groundwater, has indeed increased, but through this forced way, enterprises have adopted water-saving measures one after another, and the water-saving effect is remarkable. Some enterprises in Hebei said that although the unit water price has increased, the water consumption has been reduced by saving water, and the overall burden has decreased instead of increasing.

　　In order to support agricultural production, the water used for agricultural production within the prescribed limits is exempt from tax;

　　In order to encourage the recycling of water resources, it is tax-free to take reclaimed water from sewage treatment;

　　In order to support national defense construction, the military and armed police forces are exempted from taking water by means other than accessing the urban public water supply network;

　　Considering that pumped storage power generation does not consume and pollute water resources, it is tax-free to take water for pumped storage power generation;

　　Considering that the special production process does not consume water resources, it is tax-free to re-inject the oil production drainage after separation and purification in the closed pipeline;

　　Other circumstances under which the Ministry of Finance and the State Administration of Taxation stipulate tax exemption or reduction.

　　Reform will be pushed to the whole country.

　　There is a big gap in tax standards in different places.

　　Specifically, the nine pilot areas will formulate detailed rules according to the general implementation measures and local conditions. Due to the diversity of water resources endowments in different places, the difference between the tax standards of water resources tax in different places in the same industry is as high as 20 times. For example, Beijing and Tianjin are economically developed and seriously short of water, and the current water resources fee collection standard is relatively high. After the taxes and fees are translated, the minimum average tax payment is also relatively high.

　　According to different places and different industries, different tax rates are adopted, so as to achieve the purpose of resource conservation and promote the full and effective utilization of water resources through the leverage of resource tax.

　　According to the Ministry of Finance, the next step will be to summarize and evaluate the implementation of the pilot project in a timely manner, fully consider the differences between regions, further improve the water resource tax system, and take the opportunity to comprehensively push forward the water resource tax reform across the country when conditions are ripe. (This article comes from: CCTV news client)

　　In December 1941, Japan attacked Pearl Harbor and the Pacific War broke out. Since then, the Japanese divided forces to attack all parts of Southeast Asia, and the Yunnan-Vietnam Railway and Hong Kong Passage, two major transportation lines connecting China and the outside world, were cut off one after another. Western aid materials to China could only be delivered to Yangon, Myanmar, and then to Kunming via the Yunnan-Myanmar Highway. "If the Japanese invaders invade Myanmar, the soldiers and civilians behind us will be trapped in the isolated city and sit still."

　　In December 1941, the vanguard troops of the 15th Army of the Japanese invaders invaded southern Myanmar, pushing Yangon. China, Britain and the United States held a joint military meeting in Chongqing that month, and decided that China would "send troops to Myanmar in a few days to fight a decisive battle with the Japanese aggressors".

　　One hundred thousand troops marched south.

　　For Chinese, which is in the arduous period of Anti-Japanese War, ensuring the security of Myanmar is directly related to the safety of the rear area of the Anti-Japanese War. But for Britain, Myanmar is at best a peripheral barrier of India. Although the British who colonized Myanmar have taken care of their own affairs, they have not forgotten to plan their own "career"-what if China’s army beat the Japanese away in Myanmar and persisted? In this way, the Chinese Expeditionary Force’s operation in Myanmar was delayed by the British, and it lost its excellent fighter plane to "strike it halfway" while the Japanese army was unstable in Myanmar. American President Roosevelt was determined to convince the British, because he knew that only China persisted in the war of resistance in Asia could Britain and the United States concentrate on dealing with Nazi Germany in Europe. At the end of 1941, the Allied Forces decided to merge the war zones of Myanmar, Thailand, Viet Nam and China into the China-Myanmar-India war zone. In order to coordinate the relationship between the British and Chinese armies, Roosevelt also sent General Stilwell as the chief of staff of the theater.

　　While Roosevelt was busy threading a needle between China and Britain, the Japanese were not idle. On December 23, 1941, the Japanese army began a full-scale invasion of Myanmar. In January of the following year, the British garrison collapsed and Yangon fell on March 8. However, the Japanese did not expect that at this time, the 100,000 troops of the 5 th, 6 th and 66 th armies of the Chinese Expeditionary Force were marching into Myanmar. China National Government took out 9 of all 15 mechanized divisions to fight in Myanmar, which shows that it attaches great importance to this campaign.

　　In March, 1942, Dai Anlan led the 200th Division to leap thousands of miles and arrived in Tonggu, an important town in southern Myanmar.

　　Tonggu is located 260 kilometers north of Yangon, which is at the crossroads of land and water. When the 200th Division arrived here, the first thing they saw was not the Japanese army, but a large number of British troops defeated from Yangon. These British troops were really frightened by the Japanese, and many of them, together with the ancient capital, fled to Mandalay in the north, leaving a large number of abandoned weapons on both sides of the road. It was here that the Chinese Expeditionary Force fought the first fierce battle with the Japanese aggressors since they entered Myanmar. From March 19th, the 200th Division, which was alone, and the 55th Division of the Japanese Army in the north were killed in utter darkness. On the 24th, more than 100 Japanese death squads touched the most cup position, and the platoon leader Ma Licheng was killed by six bullets. On the 26th, the Wudun position was lost twice, and the 3rd Battalion of the 597th Regiment repeatedly fought with the Japanese army, all of them died heroically … Although the Japanese army dispatched more than 100 sorties every day to bombard the ancient city, the Tonggu defense line was still not broken. However, 11 days later, the Japanese army tore open the defense line of the 200 th Division. The reason is not that Hironaka Takeuchi, the head of the 55th Division, has made any amazing move, but that their reinforcements, the 56th Division, suddenly appeared. On the evening of the 30th, under the cover of the new 22nd Division, the 200th Division fought its way out and successfully broke through. In the end, the Great War with Ancient China ended with the active withdrawal of China troops.

　　In April, 1942, the Chinese Expeditionary Force set out for a decisive battle with the Japanese main force in the Pingmanna area of central Myanmar. The war is just around the corner, but the British on the west side of the front line have lost their chains again. On 16th, the 33rd Division of the Japanese army quickly crossed the three lines of defense of the British army and surrounded nearly 10,000 British troops in yenangyaung. On the evening of 17th, at the moment when the British commander began to pray to God, a miracle really appeared-an China army suddenly appeared, and a United wing of the Japanese aggressors was destroyed, which opened a retreat channel for the trapped British army. This unit is the new 38 th Division of the 66 th Army of the Chinese Expeditionary Force. To thank China’s army for its rescue, the Queen of England awarded the "Commander of the Empire" to General Sun Liren, the commander of the new 38th Division. Although the victory of the battle of Ren ‘an Qiang can’t be called "brilliant", it was the first victory of the Chinese expeditionary force after it entered Myanmar, which dealt a severe blow to the arrogance of the Japanese aggressors.

　　Poor cooperation leads to a thousand miles of failure.

　　Due to the British army’s flight on the West Road and the defeat of the Chinese Expeditionary Force on the East Road, the plan of Pingmanna Battle fell through. At that time, however, the strength of the allied forces in Myanmar was still stronger than that of the Japanese army. Based on Mandalay, an important town in central Myanmar, they planned to concentrate the 5th, 6th and 66th armies of China and five British divisions, with a total of 250,000 troops to fight the Japanese aggressors. However, the British once again abandoned his China allies. On April 20th, 1942, the British and Burmese troops on the front line in Mandalay once again began to retreat without informing the friendly forces in China. The treacherous British completely shook the last confidence of China’s army, and the expeditionary force was forced to change the battle plan of Mandalay to "defense in depth" to keep the enemy out of the country and focus on defense in Lashio.

　　腊戍是滇缅公路的门户和远征军回国的通道。1942年4月28日，由日本本州造船工厂工人组成的第56师团奔袭1500公里绕到了盟军防御空虚的后方，对腊戍发起了猛攻，当天腊戍失守。此时中国远征军被三面包围，留给他们的出路只有撤退。然而，日军第56师团并没有停止进攻。4月30日，该师团分兵两路，一路扑向缅甸密支那，以切断中国远征军的退路，另一路沿滇缅公路向中国境内推进。一周后，密支那被攻占，中国远征军回国的最后一条通道被掐断了。

　　此刻，摆在远征军面前的只有两个选择——要么往北杀回祖国，要么往西退入印度。以师长孙立人为首的新38师果断撤往印度，实力得到较好保存。而远征军指挥官杜聿明则坚持把部队带回祖国，其心情亦可以理解——回想当初远征军是以消灭日军为目的开赴缅甸的，而今不仅没能歼灭日寇，还被追得狼狈不堪，要是连所剩部队都没带回国内，他还有什么脸面去见江东父老？于是，杜聿明带领主力大部队向北进发。1942年5月10日，当他们来到缅北境内的野人山附近时，侦察部队传来消息：日军正张网以待。杜聿明决定扔下重武器，率部队一头扎进野人山，而这个决定竟成为生还远征军军人心中永恒的噩梦！

　　After the main force of the expeditionary force fled into Savage Mountain, the 200th division, which served as a defender, was divided by the enemy. Dai Anlan was fearless in the face of crisis and decisively commanded the troops to break through. Unfortunately, he was seriously injured in the fierce battle and died heroically on May 26, 1942, at the age of 38. Like the 200th Division, other troops of the Chinese Expeditionary Force who withdrew from the north also paid a heavy price in the savage mountain. The unpredictable climate, poisonous snakes and beasts, plagues and hungry teams went hand in hand, and this black jungle swallowed tens of thousands of expeditionary officers and men. According to the figures released by the allied forces after the war, the number of Chinese expeditionary forces entering Myanmar for the first time was 100,000, with a total of more than 61,000 casualties, of which nearly 50,000 people died or disappeared during the retreat.

　　远征军在野人山苦苦挣扎的同时，日军攻入滇西。从1942年5月2日开始，日寇相继攻陷畹町、遮放、腾冲等地，所幸惠通桥守军及时炸毁了这座连接天险怒江两岸的唯一通道，日军前进的铁蹄才被迫停止。不久前热播的电视剧《我的团长我的团》中龙文章带领大伙在南天门抵挡日军，讲述的应该就是这段历史。之后，中国守军和日本侵略者在怒江两岸对峙了1年多。剧中炮灰团在祭旗坡上的那段“安逸”日子，也正源自于此。

　　重整旗鼓痛击日寇

　　1942年5月2日，史迪威在给美国总部的一份急电中，首次提到在印度建立基地训练中国军队和反攻缅甸的计划。随后，中国国民政府将退到印度的新22师、新38师残部整编为X部队,将撤退到云南的远征军与新增派的部队整编为Y部队。

　　1943年，为提高部队战斗力，中国的昆明、大理和印度的兰姆伽等地分别设立了干部训练团和训练学校，对官兵进行兵器、射击、战术等训练，并配备盟军提供的新式装备。

　　1943年10月20日，在中国远征军曾经的伤心地——野人山，孙立人率领的新38师对素有“丛林作战之王”之称的日军第18师团发起攻击。上午11时，新38师搜索连在行进途中与日军的一个大队遭遇，双方几乎同时向对方开火。从前，日军一个营的战斗力相当于或超过中国军队一个师。所以，此次战斗一开始，日军根本没把中国士兵放在眼里，立即发起冲锋。他们做梦也没想到，此时的中国军队已今非昔比：搜索连配有迫击炮12门，反坦克炮3门，轻重机枪25挺，300余名士兵人手一支美制“汤姆逊”冲锋枪。战斗一打响，手持“三八大盖”的日本人便被密集的子弹打得血肉横飞。

　　接下来，X部队势如破竹，连克欣贝延、达邦加、孟拱、密支那等战略要地。“孙立人”这个名字更是让日寇闻风丧胆。值得一提的是，曾有名军官请示孙立人如何处理一个被擒的日本兵，孙立人大喝：“你去审审，只要到过中国的一概枪毙，以后都照此办理。”

　　与X部队相呼应，1944年5月中旬，中国远征军Y部队近20万人也渡过怒江向日军据点发起雷霆般的攻势。《我的团长我的团》结尾描写的攻击南天门战斗，应该是取自Y部队发起的松山大反攻。和剧情相比，真实的战斗更加惨烈——

　　One morning in July, an expeditionary force commander rushed to the front to fight the enemy. Lao Cui, the cookhouse squad, took out the most exquisite craftsmanship and prepared to greet the brothers with a delicious meal. After the meal was ready, Lao Cui waited from noon to evening, and finally there was good news from the front. He shouted excitedly, "What are you waiting for? Go! " After that, he led the cooking soldiers to pick up the food and send it to the front line. The Songshan Mountain in the sunset is a river of blood. The cookhouse squad turned several hills and didn’t meet a brother. Suddenly, someone exclaimed, "Brothers are here!" Old Cui hurried over, but tears streamed down. I saw that the brothers were bloody one by one, and lying with them were double the dead bodies of the Japanese army. Counting carefully, all 141 officers and men of the company died … The kitchen soldiers cried into tears one by one. Lao Cui wiped a tear and cried, "We can’t let the brothers be starved to death. Even if we feed them, we have to feed them and send them on their way!"

　　In the process of the Expeditionary Force’s counterattack against western Yunnan and northern Myanmar, there are many tearful stories like this. It is this indomitable spirit that enabled the Chinese Expeditionary Force to conquer several cities and kill tens of thousands of enemies, and won the counter-offensive operations in western Yunnan and northern Myanmar. It is also this kind of loyalty that casts the unyielding soul of the Chinese nation! History will not forget, and we should not forget this group of magnificent China soldiers on the battlefield in Yunnan and Burma more than 60 years ago!

Editor: Li Yongchao

Since 2012, the film "Sorry for Thailand" directed by Zhao Wei and directed by Xú Zhēng has become "explosive" one after another, and acting with excellence has become a very remarkable phenomenon in the China film market in recent years. In the past year, there were more than a dozen works directed by actors. Although the proportion of them was not high compared with the annual output of more than 400 domestic films, they were a batch of works with their own flow and attention.

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Debuts generally have a low box office reputation.

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Last year, some directors who were transformed from actors handed in the second examination paper, and more were the first directors. The former includes Jason Wu, Alec Su, Han Han and Dapeng; The latter are from Wang Baoqiang, Huang Lei, Liming, Wang Xiaokun, Cai Kangyong, Jerry Lee, Gao Xiaopan and Wu Junru.

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Regardless of word of mouth or box office, the former wins the latter. The highest box office was Wolf Warriors 2 (5.68 billion yuan), followed by Braving the Wind and Waves, with 1.049 billion yuan. The Dedication of Suspect X is not as good as the first two films at the box office, but it is also a qualified commercial film. Hu Jianli, editor-in-chief of the film and television weathervane, believes that this shows that Alec Su has become a mature commercial film director with stable level through experience.

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"Grab the Red" directed by Dawn (16.9 million yuan) and "Brother, stop it!" directed by Gao Xiaopan! "(12.09 million yuan) is at the bottom of the box office and the score is 3.3 and 3.1 respectively. Among other films, Wang Baoqiang’s "Make a Big Scene in Tianzhu" won 758 million yuan at the box office, but it mainly relied on the star effect and the Spring Festival schedule. In addition, "Hunting in the Sky" and "The Demon Rinrin" also exceeded 300 million yuan each, but no matter whether the box office is good or bad, all the directors’ first films failed in word of mouth, and the douban scores were mostly between 3 and 5. According to Hu Jianli’s analysis, when an actor is a director across the border, the works produced actually have certain commonalities. For example, the actors’ performances and lines are the easiest to shine, and the overall grasp of the film, especially the structure and connotation of the film, needs to be tempered.

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Tan Fei, an investor in film and television, believes that compared with previous years, the threshold for actors to make a blockbuster and successfully transform with the director’s debut has become higher and higher, because "the requirements of the audience are getting higher and higher. Although you are famous as an actor, if the director’s work is not good, the audience will not buy it".

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Cross-border directorship becomes "addiction"

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Over the past few years, actors’ campaigns as directors in the film market have not all been successful. Only a few people have truly transformed smoothly, and more people’s works have been put into the market, which soon became cannon fodder.

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The film critic Sai Ren said, in fact, no matter in the world film industry or in China film industry, it is an uninterrupted tradition to play well and guide. Moreover, in all kinds of films, the success rate of actors transforming into directors is much higher than others. He casually cited a lot of examples, such as Wu Tianming, Zhang Yimou, Li Hsing, Hou Xiaoxian, Li Hanxiang, Zhang Aijia, etc. "So I don’t agree that many actors have lowered the threshold of directing. How do you know that people can’t direct good films?"

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Indeed, the transformation of actors into directors has many inherent advantages. Hu Jianli analyzed that stars have popularity and influence, which is not only easy to attract investment when preparing movies, but also has a fan consumption base at the box office, which makes it easy to succeed in the market with half the effort. Cui Ting, a film critic, believes that there is a lot of hot money in the China film market, and many investors have money and no projects. "As long as actors get along well in the industry, they are not only investments, but also scripts and teams. And many actors know the audience better. "

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So, why are some actors’ works not recognized? Fang Li, a famous producer, believes that the key factor is the motivation of filming. "Some actors have stayed in this circle for a long time, have the impulse to express and have their own ideas; There is another one, which is trapped by capital. Isn’t IP particularly popular in recent years? The name of the star can also be regarded as an IP. It is irresponsible to the audience to rush into the horse and circle money. " He recalled that when he helped Han Han’s directorial debut as a producer, he took a fancy to Han Han’s "no hurry" and "impulsiveness". "He first came to talk to me in 2011 and said that he had the idea of becoming a director. He had already made several short films with his photography partner Liao, but he didn’t start making movies until 2014."

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A new wave of cross-border works is on the road.

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I haven’t had time to recover from last year’s cross-border works, and recently several works directed by actors are about to be released. For example, Zhang Xinyi’s romantic film, which is about to meet the audience, is directed and acted by herself. It is said that for this directorial debut, she spent nearly two years, during which almost all other work was put off.

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Just at the end of December, another batch of cross-border films were also killed. On the evening of December 23rd, Rene Liu issued a document in Weibo, announcing that his directorial debut was finished. The film, starring Zhou Dongyu and Jing Bo Ran, tells a love story similar to a song and will meet the audience this year. On December 24th last year, comedian Xiao Shenyang also announced that his first film as a director was finished. The film was prepared for nearly two years and shot for more than three months, with Taiwan Province actress Vivian Sung as the No.1.

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In addition to these finished works, some have been started or are being prepared. For example, the love movie "Writing Poems for You", directed and performed by singer Wu Kequn, recently got the news that it was turned on in Guangzhou. The title of the movie comes from a song he once sang. The comedy directed by Song Xiaobao also announced that it will be launched after the Spring Festival. In addition, Chinese film versions in Tony Leung Ka Fai, Bo Huang and Wallace Chung are also being filmed.

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Avoiding cannon fodder requires more precipitation.

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So many works on the road, how to avoid becoming cannon fodder?

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Hong Kong director Chen Kexin once said that among many actors, he is very optimistic about Bo Huang as a director, because it is actually easier for a good actor to be a director. Bo Huang "not only has excellent analytical skills, but also has rich studio experience". The contestants also mentioned that good actors, especially drama actors, tend to be good directors. "This is because they have to take care of many things when performing, such as the reaction of the actors in the play, such as the audience. This is actually a kind of director thinking training. Nowadays, many film and television actors can’t even take care of themselves, let alone more complicated director thinking. "

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Tan Fei said that it is actually a good thing for many actors to transform into directors. "It shows that our industry is more open and inclusive, but the bad side is that many people may be impetuous." He said that the director is a miscellaneous person, who needs to reserve a lot of knowledge and practical ability and learn more. "A film will take at least two or three years to make, and actors must be prepared to give up many things, such as many opportunities to make money. The job of directing must not be false."

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"No matter what you do, you will have a failed experience. Movies need to be precipitated. Few directors are particularly good when they come up with several films. If you really want to be a director, you have to calm down and shoot for ten years." In Cui Ting’s view, a really good director should shoot all kinds of films. "Now these actors are transforming into directors, and the types of films they shoot are too single, not comedies or romantic films. They should try different types."

Keep watch | focus on insurance innovation

After a month’s time, the 2022 InsurStar selection campaign finally came to an end. As one of the "most important" things to protect the concept every year, we hope to find the "most advanced productivity" of the industry through the selection of the InsurStar project, and also find the direction for the development of the industry in the next year.

Since last year, the selection of InsurStar project has been carried out by means of user voting and expert selection, which has been welcomed and recognized by everyone. So this year, we followed this selection method.

According to statistics, there are 89 finalists in this selection, including 31 enterprises, 50 projects and 7 brands. In the selection process of nearly one month, we went through four processes: primary selection, expert evaluation, online voting and final selection, among which online voting won nearly 140 thousand votes, and finally 44 enterprises won 46 awards.

Here, I would like to thank you for your continued support of Baoguan. It is with your active participation that this activity can be carried out smoothly.

It is foreseeable that 2023 will be a year for the industry to usher in recovery. Signs of recovery have gradually emerged. In the external environment, we will gradually get out of the interference of the epidemic in the past three years, and the increase in business behavior will also strengthen the demand side of the insurance industry. In the internal environment, the reform measures of the insurance company have basically landed, the number of agents tends to be stable, and the quality of agents has been greatly improved.

Therefore, after the internal and external environment has improved, the supply and demand sides of the insurance industry are expected to usher in a new balance, and this year will be a big year for the industry.In fact, in the A-share market, insurance stocks have already started trading recovery expectations. Since November last year, the A-share insurance index has rebounded by over 30%.

Under the expectation of strong recovery, it is very important to find the "leaders" in the market.These enterprises, which are still developing and progressing in the industry downturn, are likely to lead the development of the insurance market in 2023 and achieve greater performance growth.

The purpose of the InsurStar selection campaign is to find these outstanding enterprises and find new driving forces for the industry. Without much to say, the list is presented!

(Note: This list is ranked in no particular order, and the final interpretation right belongs to Bao Guan)

The following are the short-listed enterprises and projects, and the reasons for selection.

Enterprises are the driving force to promote the development of the market. Focusing on the main links and sub-sectors of the insurance value chain, we selected reinsurance companies, insurance companies, intermediaries and technology companies with outstanding performance and continuous iteration in business, technology and service in the past year.

Excellent insurance company of the year

Zhong’ an online property insurance co., ltd

Zhongan is the first Internet insurance company in China. It was listed on the main board of the Hong Kong Stock Exchange on September 28th, 2017 with the stock code of 6060. Zhongan is headquartered in Shanghai, without any branches, and its exhibition industry is entirely through the Internet. Driven by the twin engines of "insurance+technology", Zhongan focuses on reshaping the insurance value chain by applying new technologies, serving the new generation with technology around the four major ecosystems of health, digital life, consumer finance and automobiles, and providing personalized, customized and intelligent new insurance for them.

Taikang online property insurance co., ltd

Taikang Online is a professional Internet insurance company under Taikang Insurance Group, a fortune 500 company in the world. As a wholly-owned subsidiary of Taikang Insurance Group, Taikang Online is committed to building a "new insurance ecology" strategy of "insurance+technology" and "insurance+service", focusing on the innovation and development of Internet insurance business. Through in-depth insight into users’ needs, continuous adjustment of service perspectives and change of service ideas, Taikang Online continues to innovate its products and services, with a view to creating products and services that are highly consistent with people’s better lives, while continuing to empower products and services with technology and continuously improving service efficiency and quality.

Outstanding reinsurance company of the year

Qianhai reinsurance co., ltd

Qianhai Reinsurance is the first mixed-ownership reinsurance company controlled by state-owned capital in China. It is characterized by professionalism, stability and innovation, and specializes in risk management, providing customers with products and services such as property and accident reinsurance, life and health insurance reinsurance, investment and consulting business. At present, the company’s business is mainly in the domestic market, and has gradually laid out overseas markets, building a multi-regional and multi-line business portfolio to spread risks. Among them, property insurance business has established good and stable cooperative relations with more than 10 major insurance companies and intermediary channels in domestic and Asian markets.

Excellent intermediary agency of the year

I yunbao

As an insurance technology service platform focusing on empowering insurance practitioners, I Yunbao uses artificial intelligence, big data and other technologies to provide "technology+service" solutions for insurance institutions and insurance practitioners, and is committed to empowering the traditional insurance industry with technology. I Yunbao independently developed and established the "Cloud Picture Big Data Lab". By building a "Cloud Picture Intelligent Data Center" and a super data warehouse, it deeply analyzes consumer behavior data, realizes efficient matching of insurance products, and truly meets the protection needs of consumers.

Xiao umbrella insurance broker co., ltd

As a national insurance brokerage company officially established with the approval of China Banking and Insurance Regulatory Commission, China, Little Umbrella Insurance Brokerage Co., Ltd. provides users with a simple, transparent, flexible and convenient one-stop online insurance transaction service in a customized way, aiming to contribute to the development of the insurance industry with the power of science and technology. In 2021, Little Umbrella launched the brand service promise of "knowing to buy and paying with confidence" and provided insurance solutions for users from the perspective of "users first".

Outstanding Insurance Innovation Service Enterprise of the Year

Beijing Che Xiao Technology Co., Ltd.

Che Xiao Science and Technology is a professional cornerstone service provider focusing on credit risk control. The company independently develops core ecological products such as Xinbao risk control platform, auto finance risk control platform, commercial vehicle auto insurance risk control platform, technology asset management platform, technology insurance smart trading platform, new insurance platform, channel management platform, government intelligent supervision risk control platform, and institutional intelligent rating platform. The core is to provide penetrating, full-chain risk control protection and value-added services for insurance+finance; At the same time, the products provide support services such as technology trading, technology risk control, technology output, etc. for the asset side, and provide the entire chain of "Insurance+New Services" with risk control as the core for regulators, insurers, funders, assets, channels and end customers.

Beijing yuanbao technology co., ltd

Yuanbao Technology is the first scientific and technological enterprise in China to focus on the quantitative management of network security risks. With the quantitative management of network security risks as the core, the company has taken the lead in building an all-round quantitative management ecosystem of risks including products, services and solutions, realizing clear and accurate quantification of network risks, and forming a diversified business layout from technical support of network security insurance, enterprise risk management to attack surface management, supply chain security, intelligent networked automobile-related insurance and risk management.

Beijing yuanmeng healthy technology co., ltd

Beijing Yuanmeng is a platform-based company specializing in smart rescue business. With the service brand of "Power Code Rescue" and the smart rescue service platform as the engine, it independently develops a number of patent rescue systems, empowers the efficient allocation of rescue and medical and health resources with smart technology, expands the innovative path and utilization efficiency of traditional rescue services, and provides "risk awareness-risk early warning-risk intervention-rescue management" for life insurance companies and insured persons, enterprises, institutions and their employees, Internet enterprises and their users.

Outstanding health insurance technology enterprise of the year

Shanghai nuanwa technology co., ltd

Nuanwa Technology is an insurance technology company focusing on the big health field. It is committed to deeply integrating health insurance and medical ecology. Relying on professional health insurance capabilities and rich medical data resources, it provides a complete set of technology and operational solutions related to digital transformation for over 80 insurance companies and Internet platforms, covering digital consulting, digital customer management, digital marketing, intelligent claims and risk control, health and medical management, and core systems of Italian health insurance, thus helping insurance companies to accelerate their digital transformation in the field of health insurance.

Hao life (Shanghai) healthy technology co., ltd

Good Life Technology is an insurance technology company under the Good Life Group. As a digital application hub of the insurance industry, Good Life Technology has long been committed to consolidating the accumulation of artificial intelligence intermediate layers, providing multiple innovative applications of scene models and algorithms for the industry, and the innovation speed has hit record highs, which has achieved remarkable results in promoting the high-quality development of the insurance ecological value chain economy. Its two major products are [Jianbaoyun] serving in the field of health insurance and [Digital Smart Empowerment Auto Insurance Innovation Platform] serving in the field of auto insurance.

Shanghai Meixin Healthy Technology Co., Ltd.

As an innovative medical and health service platform, Meixin Health is driven by intelligent technology and centered on medical and insurance platforms, and is committed to providing users and families with more comprehensive, more economical and better medical and health services. Meixin Health plays the role of a bridge, connecting and empowering the medical and insurance industries, and improving the accessibility of medicines through its business segments such as Kangfu Health, Kangfu Smart Medicine and Kangfu Smart Insurance, helping the innovation and upgrading of commercial health insurance, making up for the health protection gap of the sick people, and constantly contributing to the construction of a multi-level security system.

Shenzhen Xiao bu Ben pao technology co., ltd

Shenzhen Small Step Running Technology Co., Ltd. focuses on insurance and technology empowerment in the field of big health, and is the leading technology management generation (MGA) of big health insurance in China. The company adheres to the five-in-one strategy of "medical health and business insurance", and opens up insurance and big health ecological links based on artificial intelligence, big data, blockchain and other technologies to provide scientific and technological solutions for insurance companies, insurance sales channels and insurance agents. Le Orange Cloud Service, an innovative technology platform of medical health insurance, is committed to building an intelligent hub of insurance supply chain to promote the development of the industry.

Insurance geek

Insurance geeks have been focusing on the digital overall solution of group insurance, and now they have become the absolute leader in this segment. The overall solution of digital group insurance for insurance geeks is a complete closed loop from enterprise group insurance marketing front-end, product scheme design and quotation, insurance company underwriting security, underwriting claims, online medical treatment, etc., through self-developed underlying system and promotion of group insurance industry data and technology standardization. Promote enterprises as the entrance, and commercial health insurance covers employees and families in an all-round way. Up to now, digital group insurance has covered more than 10,000 enterprises and more than 1.6 million employees and families.

Outstanding insurance marketing technology enterprise of the year

Shence Network Science and Technology (Beijing) Co., Ltd.

Shence Data is a big data analysis and marketing technology service provider, which helps enterprises to collect omni-channel marketing data, get through user ID, conduct comprehensive data analysis and realize digital marketing. Shence Data provides an enterprise service model of "PaaS+SaaS", and customers can choose to privatize the deployment, which can improve the security and redevelop the functions at the same time.

In the process of insurance industry transformation, technology and service are the two driving forces. In the past year, many insurance institutions started with digital innovation and quality service, and iterated over all aspects of insurance business, further improving efficiency and user experience, and making beneficial explorations for the high-quality and differentiated development of the industry.In addition to the outstanding representatives, the awards of "Excellent Digital Innovation of the Year" and "Excellent Service of the Year" show the diversified innovation achievements of the insurance industry in China.

Outstanding digital innovation of the year

Pu Yun Lan (Guangzhou) Digital Technology Co., Ltd.: spectral Yun Lan number

Spectrum Blue Cloud SCRM, independently developed by Spectrum Yun Lan, combines three services: "Causal AI algorithm, Spectrum Yun Lan system and in-depth operation methodology of insurance customers" to provide an effective and in-depth overall solution for digital transformation of insurance peers. Eleven years’ experience in the insurance industry has provided a wealth of insurance experience, ideas and team building ideas for Spectrum Blue Cloud SCRM. Using the capabilities of Spectrum Blue Cloud SCRM, insurance companies can experiment in small teams or empower the whole team to realize digital transformation in all aspects of business development, customer operation and team building.

China life insurance co., ltd.: gold collection

"Golden Collection" is a scientific and technological support tool for the normalized customer management system of Chinese Life Insurance Company (601628). It deeply combines technologies such as big data and artificial intelligence to open up the whole process of customer management. Through accurate customer push, fine action support, selected business clues and accurate process records, intelligent services are applied to all aspects of customer management, team management and workplace operation, so as to enhance the independent exhibition ability of marketing partners and the management and operation ability of the workplace. Achieve measurable, low-cost and accurate customer push through the digital platform, and greatly improve the service efficiency of the business front line.

Shanghai Baoyun network information service co., ltd: I Cloud Smart Mirror Risk Control System

I Yunbao Smart Mirror Risk Control System provides full-process risk control for consumers and insurance practitioners before, during and after insurance. Based on the risk knowledge map, the system forms an efficient risk decision engine, which helps insurance institutions to reduce costs and risk control to the greatest extent. Smart Mirror Risk Control System is based on rich and multi-dimensional underlying data layers, and a system layer consisting of an automated modeling platform and a three-party data call engine is built. Combined with rich insurance scenarios, multi-dimensional models such as claim risk model and surrender probability model are built to realize application and empowerment in multi-business scenarios.

Beijing ruikelun intelligent technology co., ltd: Conversation Analysis Insight System

Circular Intelligence and Conversation Analysis Insight System is a personalized communication content analysis and management platform for managers at all levels, which helps managers to restore key nodes in the online and offline communication process, track the real implementation of business strategies and SOP, provide a "grasping hand" for personnel management and provide a basis for SOP iteration. As a new generation of sales management weapon, in the insurance industry, the conversational analysis Insight system of circular intelligence has served many head insurance customers including PICC P&C Insurance Company of China (601319), Taiping Life Insurance Company, Taikang Life Insurance Company, MetLife Insurance Company and Zhongan Insurance Company, helping enterprises to achieve a two-fold increase in sales management efficiency, a 30% increase in the opening rate of key businesses and a 20% increase in the per capita productivity of front-line business personnel.

Shanghai jianjiao technology service co., ltd: Commercial Insurance Big Data Service Platform IDS

Data in Taiwan -IDS commercial insurance big data service platform, with more data running, less people running errands, the pioneer of digital health and the owner of high-tech barriers. Original ARS technology system, focusing on vertical innovation of health care and insurance big data. The original ARS technology system of Jianjiao Technology is a combination of artificial intelligence systematic thinking of "data+computing power+algorithm" and cross-disciplinary systematic innovation based on health economics and actuarial science of health insurance. It uses artificial intelligence big data to accelerate the realization of digital therapy, health management, health risk prediction, etc. At the same time, the results can be accurately applied to multiple scenarios of health insurance protection ecology to reduce costs and increase efficiency.

Beijing you quan zhi hui information technology co., ltd: Intelligent risk control system of Bao Zhun Niu-Aegis

Baozhuniu Company made use of more than three years’ experience in risk control to build a Aegis intelligent risk control system, and constructed a closed loop of data before insurance, during insurance and after insurance, which greatly reduced the risk of compensation and realized the linkage between risk and price. Data-based and intelligent Aegis risk control system can build a risk control model based on massive big data, which can quickly and effectively identify risks, and at the same time, dynamically assess risks and dynamically link pricing with intelligent underwriting, monitor key risk indicators (CRI), monitor risk strategies, dynamically iterate case evaluation and deal with risk control strategies and rules, and finally review risk control strategies retrospectively, and iterate and optimize them.

Zhongan information technology service co., ltd: R&D operation and maintenance integrated platform

Zhongan Technology’s R&D, operation and maintenance integrated platform is the basic idea of Zhongan Technology around "improving efficiency, ensuring quality, reducing cost and visualizing value", which empowers the whole business R&D process of enterprises. After years of experience in supporting Zhongan insurance business and customer service in the financial industry, it has created a set of mature product platforms and solutions, which is the best practical achievement of Zhongan Technology’s combination with foreign technology output, and can provide enterprises and organizations with one-stop DevOps system capacity building programs. At the same time, combined with supporting consulting services, knowledge transfer, and training empowerment, the DevOps system can be successfully implemented within enterprises and organizations, thus helping enterprises and organizations to improve the efficiency and quality of software development and enhance business continuity.

Beijing Shen zhi heng Ji technology co., ltd: Intelligent service platform for insurance operation

As an intelligent operation service platform for insurance claims, Shenzhi Hengji’s self-developed artificial intelligence technology combines with various rule engines to reconstruct the traditional insurance claims business process. With the improvement of Shenzhi Hengji’s product matrix, it gradually has the ability to build a complete intelligent claim service and integrate these core capabilities into an "intelligent service platform for insurance operations". Comprehensively solve the pain points of low operating efficiency, slow claims timeliness, high operating cost and high risk of fraudulent insurance claims, empower the digital operation of health insurance and auto insurance intelligent claims, and reduce the operating costs of enterprises.

Yibao Network Technology (Shanghai) Co., Ltd.: Yi Baoyun Zhongtai

Yi Bao? Cloud platform? It is an insurance middleware platform for insurance companies, insurance brokers/agencies, part-time channels, insurance technology companies and start-ups Support the use of any insurance products and sales channels. Provide all-round technical empowerment for the insurance ecology, support insurance companies to quickly create products, solution providers to achieve rapid innovation, and empower distributors to efficiently develop and embed various insurance apps. Develop new insurance applications, digitize existing insurance applications, and connect insurance with the world. Through Epro Cloud, customers can build an architecture based on cloud, micro-service and scenario application, and provide an extensible architecture for large-batch, high-variability and high-speed insurance solutions in the fast-growing insurance online market. Yibaoyun Zhongtai is a proven enterprise-level solution.

Datong insurance sales service co., ltd: DAC digital customer acquisition and empowerment system

DAC Digital Acquisition of Customer is the first enterprise platform systematic acquisition and empowerment mode launched by Datong Insurance Service. Relying on quick insurance APP and taking service as the starting point, the online closed loop of the whole process from customer acquisition, content, operation, ability growth and evaluation feedback is realized, forming an efficient system for creating value for customers and consultants. DAC digital customer acquisition and empowerment system can achieve innovative customer acquisition and modularization of operation at the same time, establish a sustainable customer acquisition and empowerment system, and cultivate the new ability of service consultants facing the future.

Shenzhen baolian technology co., ltd: Insurance intermediary core system "Tibetan Insurance Map"

The "Tibetan Insurance Map" system is an insurance technology system integrating sales, training and management after ten years’ polishing and six iterations. It can solve a series of pain points such as exhibition billing, product signing, data transmission, system compliance, marketing training, etc., and realize the comprehensive empowerment of insurance intermediaries. The "Collection and Protection Map" system is divided into front-end mobile exhibition system and back-end core business system. Through API, H5+CPS feedback, it has directly connected with the core business systems of nearly 90 insurance companies (including 50 life insurance companies), which can realize real-time data feedback, reconciliation and settlement of insurance companies, and can realize the transaction, payment, reconciliation, settlement and double recording of all kinds of insurance products such as life insurance and property insurance.

Shanghai zhanlve data technology co., ltd: RPA+AI one-stack insurance intelligent risk control service platform

Stack data is an insurance technology company focusing on the field of health insurance risk control. Based on the world’s leading RPA+AI technology, data-driven and combined with insurance business experience, the company has built an integrated health insurance service platform based on knowledge mapping technology and evolutionary machine learning system for customers such as commercial insurance companies and social security agencies, which can effectively solve the problems of serious social security fraud, inefficient claims/underwriting and single insurance product design in the insurance industry.

Beijing yuan Xin hui Bao technology co., ltd: actuarial platform of Center-of-the-Circle Huibao special drug insurance products

The actuarial platform of special drug insurance products developed by Center Huibao has completed the processing and analysis of medical insurance big data and drug use data, and provided an intelligent platform for actuarial assumptions of special drug insurance related responsibilities according to multiple factors such as cancer incident frequency, indication ratio, treatment cycle and dosage, drug cost, population structure, deductible and compensation ratio, and pricing logic algorithm. It is an actuarial wisdom brain integrating data, rules and algorithms. Through this platform, the product actuarial team can quickly maintain information and measure products.

Hangzhou mishu technology co., ltd: Meter Intelligent Medical Audit System

The meter intelligent medical examination system can seamlessly connect with the multiple claims system of insurance companies and manage the data in a unified way. The big data processing and analysis ability of the meter intelligent medical examination system can empower the internal management and visual management data panel of insurance companies, and transform the work tracks of hospitals, doctors, institutions and frontline personnel into visual data, which can be updated in real time and truly reflect the work efficiency and results. Based on convolutional neural network and deep learning technology, the claim data are processed electronically and structurally, and the functions of intelligent non-medical insurance adjustment, unreasonable expense elimination, auxiliary negotiation, litigation support, liability judgment and claim risk control are realized, which helps insurance companies to carry out intelligent audit of medical expenses.

Shanghai shangyong technology co., ltd: Health Beidou Customer Service Insight and Service Platform

"Healthy Beidou" customer service insight and service platform includes three modules. Based on health event radar and service demand recommendation algorithm, the main body of Health Beidou can track the changes of customers’ health status in real time and classify customers. Then, through the "Zhiduoxing" customer portrait system, the accurate customer portrait is carried out, and the most personalized and urgently needed health risk solution is provided for customers by combining the health Beidou service demand recommendation algorithm. For customers who have insight into possible risks, they will provide an active claim settlement plan through "Smart Easy Compensation" to let customers experience the ultimate claim settlement service and payment experience.

Shanghai pingjia technology co., ltd: Eye of the Sky Channel Empowerment Platform

The Eye of the Sky channel empowerment platform is a one-stop service platform to solve insurance transactions and regulatory compliance, which helps automobile manufacturers to realize digital management of insurance business, improve business efficiency and customer data quality, and then promote the renewal business and after-sales output value. The Eye of the Sky-channel empowerment platform is based on the overall technology of the platform, providing services to OEMs and dealers in the form of insurance billing and various management tools, solving the problems of one-click insurance pricing and billing for dealers, customer (new or renewed warranty) management, push repair management, service package operation of non-auto insurance products, promoting the rate of car owners returning to stores, etc., and empowering dealers and OEMs.

Huize insurance broker co., ltd: Jumi innovation model

Jumi platform provides rich product matrix supply chain, efficient online exhibition tools, 7*24-hour operation support such as consultation, underwriting, security and compensation coordination, safe and compliant risk control system and other services, helping independent agents to build personal IP brands, providing service support for like-minded excellent brokers and independent agents from business learning to sales, billing and income, helping to reduce the difficulty of insurance sales, improving the business income of front-line sales personnel and fully satisfying the platform.

Annual quality service

Shuidi company: Water Drop WFind System-Insurance Innovation Service

Shuidibao launched the "W Find" (water drop family insurance needs diagnosis) water drop family security needs diagnosis system. Empower brokers to provide doctor-like demand diagnosis services according to customers’ family population, financial income and expenditure and future expectations. "WFind" family security needs diagnosis system has six steps: sorting out family income and expenditure and financial situation, defining family security needs, understanding family risk gap, designing insurance portfolio solutions for users, making multi-dimensional product comparison, and finally discussing with customers to determine the most suitable family security plan.

You Jia Jian Bao Healthy Technology (Beijing) Co., Ltd.: excellent care of family doctors

Youjia Health is the first to put forward the service mode of "home medical care", that is, by linking the core medical service providers-doctors and nurses at the same time, to create a closed-loop service covering the whole scene of online and offline. By meeting the diverse needs of users, the trust relationship between doctors and patients is established, so as to provide personalized medical and health services throughout the life cycle. Online, doctors are the entrance to medical and health services. Youjia Health has a self-built Internet hospital, and its own and contracted doctor team has reached more than 20,000. Offline, Youjia Health insists on building a nurse network, and has signed more than 30,000 certified nurses, covering 330 cities across the country.

Shenzhen Huada Gene (300676) Co., LtdLife science and technology help insurance, and build an integrated solution of "pre-screening, diagnosis, protection and rehabilitation" for tumors.

As an active practitioner of the construction of a healthy China, Huada Gene adheres to the vision of "gene technology benefits mankind", always puts the service of people’s life and health in a prominent position, actively explores a new mode of joint insurance for genetic testing, and is committed to creating an integrated comprehensive solution of "pre-screening, diagnosis, protection, treatment and health" throughout the whole life cycle of cancer. The customized detection of minimal residual tumor (MRD) can tailor a personalized monitoring scheme for tumor patients. By monitoring the ctDNA in patients’ blood, whether there is minimal residual tumor can be evaluated. In the case of inconclusive imaging, the positive ctDNA can prompt tumor recurrence or metastasis earlier, which is suitable for recurrence monitoring and curative effect monitoring after patients receive radical treatment.

Chongqing dadi finance technology co., ltd: Dadi Jinke Pet Digital Service Platform

In 2020, Dadi Jinke began to lay out the pet service ecology, assisting the parent company Dadi Insurance to build an integrated pet service platform of "service+insurance". The digital platform for pet service consists of five core systems, namely, the value-added service core system, the pet risk control core system, the pet hospital service applet, the self-operated pet mall "Mengpaw Medical Treasure" and the supply chain system.

Shenzhen pilotage new generation technology co., ltd: Zizaixiong Pet Insurance

At the end of 2020, OneDegree Group set up an operation organization in China Mainland in Qianhai, Shenzhen, with the brand name "Free Bear". Free bear relies on Hong Kong OneDegree Insurance Technology Company. Free Bear successfully introduced the experience and resources of Hongkong star pet insurance products in the Mainland, served the new generation of pet owners in China, and provided customers with professional and comprehensive pet medical insurance products and perfect reimbursement process services. In the risk control practice of pet insurance, Zixiong has realized basic identity verification before insurance, anti-fraud verification, personalized premium pricing, risk probability evaluation and risk early warning during insurance, intelligent refusal, compensation evaluation and intelligent flash compensation after insurance.

Brand is an important asset of insurance institutions.This list selected the brands of insurance companies, intermediary companies and agent training brands that performed well in brand building in the past year. They used rich communication channels to convey valuable information and brand image to users, which was recognized by the majority of users.

Insurance industry IP of the year

Zhunzhi insurance broker co., ltd: Shen Lanbao

Deep Blue Insurance is a brand of Concentrated Insurance Brokerage Co., Ltd.. Since its establishment in 2017, Deep Blue Insurance has always adhered to the concept of "neutrality, professionalism and integrity", deeply cultivated the fields of insurance science popularization and product evaluation, and insisted on being good to users, creating a large number of images and videos related to commercial insurance and social security. The content matrix covers all platforms such as WeChat, Tik Tok, Aauto Quicker, Xiaohongshu, bilibili and Zhihu, and has accumulated over 9 million high-viscosity users so far.

New Force of Insurance Brand of the Year

Beijing jiaoyin interactive technology co., ltd: IFA Independent Financial Advisor

IFA Independent Financial Advisor certification, issued by China Business Federation, is a professional competence certificate generally held by wealth management posts in the investment and wealth management industry and generally recognized by insurance, securities, funds and wealth management institutions.

The original intention of IFA independent financial advisor certification program is to provide more and more comprehensive empowerment support for insurance practitioners, help them build their own professional core competitiveness, and meet the diversified financial services needs of customers in a more professional manner.

Excellent new media of the year

Huize insurance broker co., ltd: "Qi Xin Yun Fu" video number

"Qixin Yunfu" is the official self-media account of Qixin Yunfu platform under Huize Insurance Broker for internal and external communication. Since its establishment, it has successively created a number of featured articles and video columns, such as Qixin Small Trend, Big V Talking about Insurance, Bao Si Da Di, and Xiao Q Q Q&A Special Session, to provide 3W+ partners with the viewpoint, content and methodology of self-media account operation, boost the in-depth construction of professional science popularization in the industry, and contribute to consumers’ understanding of insurance.

Brand breakthrough of the year

Huagui Life Insurance Company Limited

Since 2022, the luxury insurance brand has been completely renewed, and the brand image of "Guardian of a Better Life Around You" has been completely displayed, which has diverted the propaganda trend of "Guarding a Better Life" in the industry. At the same time, luxury insurance has blossomed in the new media field. Weibo’s topic "Small goal that can be achieved in five years" and "wish blind box" have repeatedly broken the circle, showing the power of insurance protection to the public. Wechat content, little red book and other platforms have planted grass, and the dissemination content is varied. The planning of "Good Life Calendar" and "Luxury Guardian Series Posters" are deeply in line with the preferences of young people, making insurance show its youthful vitality again and the brand influence of luxury insurance has steadily increased.

In addition to the above-mentioned participating brands, we selected the hot Internet insurance products in 2022 based on the data provided by major insurance sales platforms and the product popularity of major insurances from the media.

Hot Internet Insurance Products of the Year

Hongkang China life

Happy ever after increased whole life insurance.

Pacific health

Enjoy worry-free million medical insurance

Everyone insurance

Yangduoduo No.3 endowment annuity insurance

Guolian life insurance

Darwin 7 critical illness insurance

Picc property and casualty insurance

Big armor No.5 adult accident insurance

China Property Insurance/Yong ‘an Insurance

Blue Ocean No.1 and No.2 Critical Illness Insurance

2023 will be an important year of recovery. At this important node, we should strengthen our confidence, seize the opportunity together with these excellent enterprises, and make unremitting efforts for the development of the insurance industry.

This article first appeared on WeChat WeChat official account: Bao Guan. The content of the article belongs to the author’s personal opinion and does not represent Hexun.com’s position. Investors should operate accordingly, at their own risk.

Since December 2021 in our city,

Vaccinate HPV vaccine for school-age girls free of charge every year.

the other day

Free vaccination program in 2024

Has been officially launched

In 2024, the implementation scope and vaccination targets of the free vaccination project are:

Born after September 1, 2010 and enrolled in the first half of 2024, a first-year girl from Wuxi;

Other school-age girls who meet the vaccination conditions in Wuxi.

In 2024, HPV vaccination for eligible school-age girls will be organized by the school.

The free vaccine variety is domestic bivalent HPV vaccine, and the recipient does not bear any expenses.

Cervical cancer is the only cancer type that can be prevented by vaccination. 99.7% of cervical cancer is caused by persistent infection of high-risk HPV virus.

The age of HPV infection among ordinary women in China is characterized by "double peaks";

That is, 17-24 years old and 40-44 years old are the two peak ages of HPV infection among Chinese women, and the first peak of infection appears at 17-24 years old, suggesting that HPV vaccine should be vaccinated as soon as possible.

Teenagers are the primary target of HPV vaccine.

The 2017 WHO position paper suggests that:

To prevent cervical cancer, it is suggested that the primary vaccination target of HPV vaccine is girls aged 9-14 who have not had sex;

In 2017, China’s Guidelines for Comprehensive Prevention and Control of Cervical Cancer suggested that:

At present, the recommended age range of HPV vaccination in China is 9-45 years old women, with emphasis on 13-15 years old girls.

Questions and answers on common vaccination of HPV vaccine

one

What are the HPV vaccines currently on the market?

There are more than 200 genotypes of HPV, which can be divided into high-risk and low-risk types according to their potential to induce cancer. At present, 12 types of HPV (16/18/31/33/35/39/45/51/52/56/58/59) are defined as high-risk (carcinogenic) types, among which HPV16 and 18 have the highest carcinogenic risk.

At present, there are three types of HPV vaccines listed in China: bivalent, tetravalent and nonavalent HPV vaccines, of which four are used for women aged 9-45.

See the table below for details.

tips

Different vaccines cover different HPV types, and multivalent HPV vaccines provide more protection for high-risk HPV types, and recipients can choose voluntarily and vaccinate at their own expense.

On January 9th, 2024, two doses of imported nine-valent HPV vaccine for 9-14-year-old women have been approved by National Medical Products Administration, China, and we will adjust the two doses of vaccination procedures for 9-14-year-old women according to relevant documents.

2

How safe is HPV vaccine?

Since the cervical cancer vaccine was launched in the world in 2006, HPV vaccine has been approved for use in more than 130 countries (regions), among which 110 countries (regions) have included HPV vaccine in the national immunization plan, and the cumulative vaccination has exceeded 300 million doses.

HPV vaccine has been used in our city since 2017, and no serious adverse reactions have been reported in the monitoring data, mainly local reactions of redness, swelling and pain, but very few allergic reactions are not excluded.

Most acute allergic reactions occur within 30 minutes after inoculation. To ensure safety, you must stay at the inoculation site for 30 minutes after inoculation, and you can leave only after there is no abnormality.

three

What conditions are not suitable for HPV vaccination?

Those who have hypersensitivity to the active ingredients of the vaccine or any auxiliary ingredients.

Those who have had serious adverse reactions to vaccination.

Pregnant women.

Patients with thrombocytopenia or other coagulation disorders that may become contraindications for intramuscular injection.

Those who are suffering from fever, acute disease, acute attack of chronic disease, or uncontrolled patients with severe chronic diseases should be vaccinated after the disease is cured or stabilized.

four

Can I get HPV vaccine during menstrual period?

If there is no fever, infection, or severe menstrual discomfort, you can get HPV vaccine during menstruation.

five

How long is the protection period of HPV vaccine?

Do you need a booster shot?

At present, a number of research data show that HPV vaccine has a long-term protective effect, and repeated vaccination is not needed to enhance the immune effect.

six

After the second bid, can I bid another four or nine?

At present, there are very few research data about the safety and effectiveness of repeated vaccination of HPV vaccine from different manufacturers, so repeated vaccination is not recommended for the time being. The Advisory Committee on Vaccine Immunization Practice (ACIP) in the United States also clearly stated in the document on HPV vaccination that it is not recommended to vaccinate with nine-valent HPV vaccine after bivalent or tetravalent HPV vaccine.

seven

If you break one of the three stitches in the middle, do you want to start playing again?

The World Health Organization suggests that the HPV vaccine should be given three shots within six months, and the effect is the best.

But if there is a break in the middle, there is no need to restart the vaccination procedure, just finish the rest of the needles!

eight

Halfway through the vaccination procedure,

Can I replace vaccination with different types of HPV vaccine?

Substitution vaccination cannot be interchanged. Even if there are different types of HPV vaccines, you should use the same vaccine from the same manufacturer for each dose.

nine

Can HPV vaccine prevent cervical cancer 100%?

No vaccine can be guaranteed to be 100% effective. Due to physical condition, disease, family history and other factors, the protective effect of vaccine will vary from person to person.

Therefore, after HPV vaccination, it is still recommended that women who have sex after the age of 25 have regular cervical cancer screening.

10

After being infected with HPV, does HPV vaccine still have a protective effect?

Even if you have been infected with a certain type of HPV, you can still get other types of protection by taking HPV vaccine. Epidemiological data show that most HPV infected people in China are infected with a single type, so even if they are infected with HPV, they can still benefit from HPV vaccination.

In addition to the above-mentioned age-appropriate vaccinators,

How should other citizens make an appointment for HPV vaccination?

You need to make an online reservation first.

After the reservation is successful

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Original title: "Free vaccination, start again! 》

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According to the Shandong Food and Drug Administration, for more than five years, Pangmou and her daughter bought 25 kinds of vaccines for human use, such as influenza and hepatitis B, at low prices from salesmen or vaccine dealers of pharmaceutical companies, and sold them to 24 provinces and cities at a higher price without strict cold chain storage and transportation, valued at 570 million yuan. On the evening of March 19, 2016, Shandong Food and Drug Administration announced that it had sorted out 107 online clues to provide vaccines and biological products to Pang and others, and 193 offline clues to purchase vaccines and biological products from Pang and others, involving 24 provinces and cities across the country.

　　The fast pace of city life makes everyone pursue spiritual "healing" after work. The need to relieve stress and relax has also spawned some new formats, such as archery, Muay Thai, land surfing and playing tufting, which are being sought after by more and more young people.

　　Draw your bow, take a deep breath, hit the target with a "whew", and the troubles and pressures are invisibly taken away by the arrows that leave the string. In an archery hall in Wuhan, the arrow path is full of young people who experience archery fun and relax.

　　Customer Ms. Ren:When an arrow goes out and you are very focused, you forget other pressures around you.

　　He Long, coach of Archery Hall:Compared with last month, the flow of people this month has increased by about 70%.

　　In Kunming, Yunnan, an indoor venue of more than 7,000 square meters, the experiencer can jump freely in the trampoline area, complete fancy dunks in the slam dunk area, climb the eaves like a martial arts expert in the movie in the rock climbing area, and sweep away all the pressure in the scenery full of science and technology and the music with strong rhythm. Mengchong Experience Hall is a good place for many young people to relax on weekends. Handmade a canvas in the museum, a tufting gun and several rolls of wool, and operated on the cloth board "chug chug", can also make people immerse themselves in it and play for hours.

　　Customer Ms. Zhou:Cats and puppies have no sense of distance, and they will come to you actively, and you will feel the warmth of being needed.

　　Ms. Wang, a tufting experiencer:Tufting (tufting) uses wool to print some patterns that you like, which makes people feel very fulfilled.

　　The demand for decompression has also spawned some new formats. In this upside-down museum in Wuhan, Hubei Province, the whole space is designed with a 180 inverted real scene, and all objects are fixed on the "roof". Just stand, lie down, set up the photo action and rotate the mobile phone, and you can reverse the earth, and easily unlock the "flying over the eaves" and the "super power" suspended in the air in one second. In this indoor decompression hall in Nanjing, Jiangsu Province, wonderful scenes and creative devices allow young people to get more diverse experiences here.

　　The rising sales of decompression products bring new entrepreneurial opportunities.

　　With the rising demand for decompression consumption, businesses from all walks of life are also eyeing this decompression market, which is "popular" by young people. Last year, data showed that the overall growth rate of decompression toys in a shopping platform reached 40%, emerging decompression products kept emerging, and various new services related to decompression kept emerging, which also provided more new space for entrepreneurship.

　　In an online shopping platform, fresh small toys such as fingertip gyro and decompression Rubik’s cube, which are mainly decompressed, range in price from several yuan to several tens of yuan, and the sales are very hot. In the product introduction, merchants will also mention that these toys are helpful for emotional adjustment.

　　From the feedback of buyers, this unconscious pressing action and simple "bam bam" sound effect can relieve stress and psychological anxiety to some extent. At present, in addition to the online shopping platform, all kinds of decompression toys are also sold in online stores.

　　In the small commodity market in Yiwu, Zhejiang Province, the reporter found during the visit that many shops sold more than 10,000 pieces of decompression toys, and the monthly sales of some "explosive" decompression toys could reach 700,000 to 800,000 pieces.

　　The increase in market orders has also boosted the production enthusiasm of the decompression toy factory. In Yiwu, a large toy manufacturer, 50 injection molding machines are running at full capacity to make a batch of decompressed toy orders.

　　In addition to the hot sales of decompression products, new services related to decompression are constantly emerging, and many entrepreneurs are also targeting this market. This one-year-old handmade museum in Kunming, Yunnan, can experience many handmade projects such as quartz sand painting and tufting. During the peak period, the shops are often full, and the daily income is around 1000 yuan.

　　Expert interpretation: "Emotional consumption" urges heat to decompress the economy.

　　Why are more and more young people keen on decompressing consumption now? Mainly because young people are more willing to pay for consumer products that can provide emotional value.

　　Relevant data show that there are currently 810 enterprises in China whose names or business scope or products, services or trademarks contain "decompression". Last year alone, there were more than 70 newly registered enterprises, a year-on-year increase of 94.59%. In the opinion of experts, behind the hot consumption of decompression is the result of the joint action of market supply and demand. In the long run, it is necessary to meet the needs of consumers more accurately and cultivate new growth points for decompressing the consumer market.

　　Wang Yun, Associate Professor, School of Economics, Renmin University of China:Such an explosive growth of decompression products and services is also due to the joint role of both sides of the market. Then, from the supply side of the market, (in the future) can they provide consumers with better services and commodities, including some upgrades to their own products and services, so that everyone can better relieve the pressure and relax their physical and mental feelings, which is also a very good kinetic energy to help these businesses continue to develop in this industry.

　　(CCTV reporter Han Bing Guo Linjie Hubei Taiwan Jiangsu Taiwan Yiwu Taiwan)

Spring is coming, the temperature is rising, and the hand, foot and mouth disease is about to enter the high incidence season, so the risk of cluster epidemic in crowded places such as schools and kindergartens is increasing. China CDC reminds parents and teachers to pay more attention to the symptoms of children’s hands, feet, mouth and other parts, and see a doctor in time if they find abnormalities. How to prevent hand, foot and mouth disease? Let’s watch it with Xiaobian

Hand, foot and mouth disease season is coming.

How should we prevent it?

1. What is hand, foot and mouth disease?

Hand-foot-mouth disease (HFMD) is a common acute infectious disease in children aged 5 and under caused by various enteroviruses. It can occur all year round, with the peak in spring and summer from April to July and the peak in autumn from September to November. The main pathogenic serotypes include Coxsackievirus A groups 4 ~ 7, 9, 10 and 16 (CVA4 ~ 7, 9, 10 and 16) and Coxsackievirus B groups 1 ~ 3 and 5 (CVB1 ~ 3 and 5), some serotypes in echovirus and enterovirus 71 (EV-A71). In the past, EV-A71 and CVA16 were the main pathogens. At present, CVA6 has become another major common pathogen after CVA16 and EV-A71. The symptoms of hand, foot and mouth disease rash caused by CVA6 infection are different from those caused by traditional virus infection, and some patients have a wide range of skin lesions. EV-A71 is still the main pathogen causing severe hand-foot disease and death.

2. What are the symptoms of hand, foot and mouth disease?

It takes about 2-10 days from infection to symptoms, with an average of 3-5 days. Most of the clinical manifestations are fever, herpes in oral mucosa, maculopapules and herpes on hands, feet and buttocks, which may be accompanied by symptoms such as cough, runny nose and loss of appetite. Children usually have mild symptoms and are self-limited, and generally have a good prognosis. They can fully recover after 7-10 days. The condition of a few critically ill children will deteriorate rapidly, with neurological complications and multiple organ failure, which can lead to death in severe cases. A small number of patients infected with CVA6 and CVA10 may have symptoms of nail loss 2-4 weeks after illness.

3. How is hand, foot and mouth disease spread?

Patients and recessive infected people are the sources of infection of hand, foot and mouth disease, and the proportion of recessive infection is large. Patients are contagious before onset, usually within 1 week after onset.

The route of transmission is diverse and easy to realize. The main mode of transmission is close contact, and infection is caused by direct contact with patients’ feces, herpes fluid, nasopharyngeal secretions and saliva, and contact with contaminated hands, towels, handkerchiefs, toothcups, toys, tableware, bottles, bedding and other items or environment. It can also spread through respiratory droplets, such as coughing and sneezing; Drinking or eating water and food contaminated by virus can also be infected.

4. How to prevent hand, foot and mouth disease?

(1) Avoid contact with children. Try not to hug, share toys, share tableware, toiletries, etc. with children to prevent cross infection.

(2) Maintain hand hygiene. Good hand hygiene is an effective measure to prevent hand, foot and mouth disease. Children should clean their hands after touching public goods, after going out to play, before eating, after going to the toilet, and after parents and caregivers go home, before processing food, after changing diapers or handling items contaminated by feces. Usually, you can wash your hands with soapy water or hand sanitizer. After contacting patients and pollutants, you should choose a chlorine-containing disinfectant with appropriate concentration to wash your hands.

(3) reduce aggregation. Crowd gathering and frequent contact are easy to spread hand, foot and mouth disease. It is suggested that children should not be taken to public places with crowded people and poor air circulation during the epidemic period of hand, foot and mouth disease.

(4) The environment is ventilated. Closed public places and rooms should be ventilated frequently to maintain air circulation.

(5) Cleaning and disinfection. Regular cleaning and disinfection of frequent contact parts, daily necessities and children’s toys; Milk utensils, tableware, etc. should be boiled and disinfected; Clothes and bedding are often dried in the sun or disinfected by ultraviolet light.

(6) vaccination. Although EV-A71 vaccine can not prevent other enterovirus infections, it can effectively prevent hand, foot and mouth disease and other related diseases caused by EV-A71 infection, and reduce the occurrence of severe hand, foot and mouth disease and death. In order to play a protective role as early as possible, children are encouraged to complete the whole vaccination before the age of 12 months. Vaccination is not recommended for children over 5 years old.

Source/Guan Wei, Anhui Provincial Department of Education

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Original title: "Be alert! Highly contagious! The high season of this kind of virus is coming. "

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Welcome to [car home Suzhou Special Promotion Channel] to bring you the latest and hottest auto market trends. Today, we pay special attention to the price reduction of a luxury SUV, which has attracted much attention. At present, consumers in Suzhou are enjoying a rare opportunity, and this hard-core model is attracting car buyers with a preferential margin of up to 298,000 yuan. The original price of the Range Rover Sport Edition is 670,000, and now the lowest starting price has dropped to a very competitive level in the market. This is a good opportunity to buy a car. If you are interested in this model, be sure to click "Check the car price" in the quotation form, so as to grasp this wave of real discounts and make your dream of buying a car come true.

Range Rover Sport Edition interprets the perfect combination of luxury and dynamism with its unique design language. In the front part, the delicate chrome trim runs through the air intake grille, showing the combination of strength and exquisiteness, creating a strong visual impact. The body lines are smooth and sporty. The overall style not only retains the noble genes of the Range Rover family, but also incorporates more radical sports elements, so that every detail shows the extraordinary charm of this model.

Range Rover Sport Edition highlights the perfect combination of luxury and dynamism with its exquisite side design. The body length is 4946mm, the width is 2047mm, the height is 1820mm and the wheelbase is 2997mm, which gives the vehicle spacious interior space and stable driving stability. The design of 1702mm front track and 1704mm rear track ensures excellent driving balance. Tyre size is 255/60 R20, which not only provides excellent grip, but also perfectly blends with the body lines, showing an elegant and powerful dynamic aesthetics. The exquisite rim style further strengthens the visual impact of this luxury SUV.

The interior of Range Rover Sport Edition is exquisite and luxurious, which shows the consistent high quality of British brands. The car uses a mix of high-grade leather and imitation leather materials to create a comfortable and delicate touch. The steering wheel is wrapped in leather or leather, which not only feels excellent, but also is equipped with electric up and down+front and rear adjustment function to ensure that the driver can find the most comfortable grip angle according to his needs. The 13.1-inch central control screen stands in the center, equipped with advanced speech recognition control system, which supports multimedia, navigation, telephone, air conditioning and skylight control, and is convenient and intelligent to operate. In terms of seats, the main and passenger seats provide four-way adjustment, including front and rear, backrest, height and lumbar support, and the front seats also have heating and ventilation functions, and are equipped with electric memory functions to ensure the comfort of long-distance driving. The second row of seats supports backrest adjustment, while the seat recline adopts proportional reclining design, providing various space utilization flexibility.

The Range Rover Sport Edition is equipped with a powerful 3.0T engine, with a maximum power of 265kW and an astonishing peak torque of 500 Nm. This power system has an output of 360 horsepower and an 8-speed automatic manual transmission, which ensures that the vehicle can provide smooth and efficient power output in various driving scenarios.

To sum up, car home car owners’ love for Range Rover Sport Edition not only stems from its unique shape design, especially the exquisite craftsmanship at the rear of the car. He said that after personalized black body film treatment, the vehicle is more upscale, and the design of taillights and logos skillfully improves the overall coordination. As for the shape of the headlights, it adds a blend of classics and modernity. This combination has undoubtedly made Range Rover Sport a remarkable landscape on the road.