Xinhua News Agency, Beijing, August 18th: Towards Harmony between People and Water in Dealing with the Flood — — Revelation of 2016 Flood Control and Flood Prevention

　　Xinhua News Agency reporters Wang Yu, Zhang Xingjun, Lin Hui and Liu Hongxia.

　　Humans live by water, civilization is born by water, and disasters also start from water.

　　China has a vast territory and a complex climate, and has suffered too many floods for thousands of years. The history of the development of the Chinese nation can be said to be a history of fighting water.

　　When the historical clock points to the 21st century, with the increasing frequency of extreme weather and climate events, the water disaster situation becomes more severe and complicated.

　　In 2016, China once again passed a rare flood control exam. Today, this exam has achieved a staged victory. Behind the answer sheet, success and regret, relief and grief are intertwined.

　　Looking back at the flood and its response, many warm moments and shortcomings are thought-provoking.

　　Concentric from top to bottom, United as one, condenses the great power to fight the tide. However, some links also make people see a sense of "fatigue"

　　"The rain this year is too heavy. I have never seen such a fierce rain in my life." Zhu Linfa, a villager in fenghuang town, Xinzhou District, Wuhan, Hubei Province, still remembers that on the night of July 1, it seemed that the sky had been poked and leaked, and it rained incessantly. The water level of the lifting river near the home rose rapidly, and it didn’t take long for the breach to occur, and the flood roared into the village … …

　　A series of figures confirm the serious flood this year: since the flood season, there have been more than 30 heavy rainfall processes in China, and the average rainfall has ranked second in the same period since 1954; Precipitation in 164 counties and cities broke through historical extremes; 395 rivers have exceeded the warning flood, 90 rivers have exceeded the insurance flood, and 44 rivers have exceeded the historical flood; Three typhoons landed and ravaged; More than 30 provinces, autonomous regions and municipalities were affected … …

　　Dongting lake police! Poyang lake police!

　　The Yangtze River is in a hurry! Taihu Lake is in a hurry!

　　Thrilling, ups and downs. History seems to repeat itself, but the situation has not deteriorated after all. This battle for flood control and flood fighting has achieved a staged victory: none of the large and medium-sized reservoirs in the country has collapsed, and there is no breach in the main dikes of major rivers, and the dangers of rivers and lakes are under effective control.

　　What kind of power helps us defeat the flood?

　　— — It is a cohesive force of unity from top to bottom.

　　General Secretary of the Supreme Leader has repeatedly made important instructions on flood control and flood fighting, demanding that party committees and governments at all levels should adhere to their responsibilities and perform their duties, do a good job in flood control and flood fighting, and effectively protect people’s lives and property.

　　At the critical moment of flood control and disaster relief in late July, General Secretary of the Supreme Leader also made an important speech on doing a good job in flood control, flood fighting and disaster relief at the East-West Cooperation Forum on Poverty Alleviation held in Ningxia, stressing that the current situation of flood control, flood fighting and disaster relief is very severe and the task is very heavy. All relevant regions, departments and units should give priority to ensuring people’s life safety, take further actions, strengthen measures, implement responsibilities, and do their best to do a good job in flood control, flood fighting and disaster relief.

　　Premier Li Keqiang went to the flood control site in the Yangtze River and Huaihe River basins to deploy flood control and emergency rescue and disaster relief work.

　　At the critical moment of flood control and disaster relief, the People’s Liberation Army and the Armed Police Force risked their lives to take the lead, and the police volunteered and fought continuously, undertaking a lot of urgent and dangerous tasks. At the peak of flood control, 4 million people from five provinces in the middle and lower reaches of the Yangtze River stuck to the front line of the Yangtze River trunk dike, including 3.7 million ordinary people, 200,000 government officials and 100,000 officers and men, forming a strong joint force of military and civilian linkage.

　　— — It is a strong "arm" to cut the peak and stop the flood.

　　After more than ten years of continuous investment, China has built a large number of key water conservancy projects and control hubs, and its disaster prevention capability has been significantly improved. The Three Gorges Reservoir is undoubtedly one of the brightest pearls.

　　"If there is no peak cutting and flood storage in the Three Gorges Reservoir during the flood season this year, the consequences will be unimaginable." Zhang Jiatuan, the National Defense Inspector General and spokesperson, said that in the first flood season, 21 large reservoirs in the upper reaches of the Yangtze River, represented by the Three Gorges Reservoir, released floods ahead of schedule, freeing up 36 billion cubic meters of storage capacity. After entering the critical stage of flood control in July, the reservoirs coordinated and coordinated to store 22.7 billion cubic meters of flood in the main and tributary of the Yangtze River.

　　— — It is the perfect progress of scientific scheduling.

　　The discharge of every reservoir and every river may have an impact on the overall situation. Like skilled magicians, the National Defense General and the Yangtze River Defense General monitor, discuss and judge around the clock, and accurately and finely dispatch large reservoirs. When to flood the reservoir and when to stop the storage, there is precision and science behind every dispatching order.

　　If there is no flood of this volume, the direct consequence is that the section of the middle and lower reaches of the Yangtze River beyond the police embankment will increase by 250 kilometers; Jingjiang section is over-alarmed; Chenglingji area is facing flood diversion, 520,000 mu of cultivated land will be submerged, and 380,000 people will face resettlement … …

　　— — It is an uncompromising responsibility implementation.

　　This year, the National Defense General announced the list of flood control administrative responsible persons in major rivers, large and key reservoirs, major flood storage and detention areas and key flood control cities nationwide one month in advance, so that the administrative responsible persons can accept social supervision.

　　In the process of flood prevention in the middle and lower reaches of the Yangtze River, the National Defense General announced the list of 885 grass-roots administrative responsible persons in important dike sections. It is the first time in history that the township-level administrative responsible person is disclosed by the national defense general level.

　　Pressure is transmitted layer by layer, and responsibility is implemented layer by layer.

　　In late July, many places in Hebei were suddenly hit by torrential rain, and heavy casualties and property losses occurred in some areas. Four Xingtai-related cadres failed in their work in flood control, flood fighting and disaster relief, were suspended for inspection and will be held accountable according to law.

　　However, behind the powerful force of flood control and flood fighting, some weak links still exist, and even intensify:

　　The main dikes of large rivers are stable, but there are many dangers such as small and medium-sized rivers and dikes. The phenomenon of "looking at the sea in the city" has appeared again in more than 100 cities, highlighting many shortcomings in urban drainage planning and construction; More and more places are "unable to withstand flooding". Compared with the past, the same danger has caused greater losses … …

　　Make up these shortcomings as soon as possible, in order to have more powerful power to deal with floods.

　　Ideas guide actions, and ideas determine the way out. Every step forward in the concept of flood control and flood fighting, the practical effect of flood control and flood fighting will rise to a higher level

　　Pinghu thundered!

　　At 7 o’clock on July 14th, Niu Shan Lake in Wuhan, Hubei Province, a billowing yellow and white smoke rose from the green lake. During the explosion, the dike blocking liangzi lake and Niu Shan Lake slowly sank into the water.

　　After 37 years of dam separation, Niu Shan Lake in Zihu returned to the embrace of liangzi lake, the mother lake.

　　Xu Xinhua, a 70-year-old resident of the Lake District, watched all this quietly in the resettlement site, and his heart was inevitably disappointed. When liangzi lake Lake overflows into Niu Shan Lake, it will slowly flood the lotus pond and fish pond by the lake, flood the way home, and finally flood your home. Niu Shan Lake will restore its permanent water surface and return water to the lake after flood diversion.

　　Although the villagers lost their familiar homes, they found their own homes after the flood. Chinese’s understanding of the relationship between man and water has reached a new height.

　　For the sake of their own survival and development, people claim and occupy the land from nature without restriction. The polder area that should have been a waterway was reclaimed for management, and the "meridians" of natural lakes and rivers were destroyed, blocking the "return road" of floods.

　　During the flood season this year, many communities in Nanhu, Wuhan were seriously waterlogged. People realized that these communities were located in lakes many years ago.

　　"Times are changing and ideas are changing. Everyone understands a simple truth better. No matter how many materials there are and how fast they develop, if the ecological environment is destroyed, it will not be worth the loss, and even suffer natural punishment. " Yu Dan, a professor at the School of Life Sciences of Wuhan University, said.

　　People give the flood a way out, and the flood gives people a way out. Breaking embankments and diverting floods is not only an emergency move, but also a great leap from the concept of flood control in China to the combination of dredging and blocking. It is in the repeated floods that the Chinese nation profoundly realized the way of harmonious coexistence between people and water.

　　The basis of flood control and flood fighting is "prevention" and the core is "people". During the flood season this year, the number of people threatened by floods and typhoons was as high as 7.8 million, almost equivalent to the total population of a medium-sized European country.

　　In Dajueshan Village, Zixi County, Jiangxi Province, the word "Xiao Zhou" is written in charcoal on the door panel of an adobe house with a history of 100 years, followed by a series of mobile phone numbers. Mottled handwriting has been painted over and over again by different people.

　　This is the special phone book of Zhang Mulan, a lonely old man in the village. The phone on the door panel belongs to Zhou Jianwen, director of the village committee. Whenever Zhang Mulan dials the phone, it means that there is an emergency, heavy rain, flash floods and landslides … …

　　"The old man’s house is 10 kilometers away from the village committee. As soon as the flood season arrives, we are worried when the elderly call, and we are also worried when the elderly don’t call. " Zhou Jianwen and his colleagues braved the wind and rain many times and carried the old man to safety overnight.

　　Put people’s life safety in the first place — — The concept of people-oriented and life first has been deeply integrated into the blood of cadres.

　　Behind the huge work intensity, it shows the firm belief that people’s life safety is above all else.

　　Advanced ideas guide the success of practice; Backward ideas may also become the fetters of moving forward.

　　The investment in water conservancy infrastructure construction is large and the effect is slow. Some cadres have unclear responsibilities and insufficient motivation. They always feel that they are "making wedding clothes for others"; The illegal occupation of flood discharge facilities in some river sections still exists, and the masses take economic interests as their starting point and take luck as a matter of fact. Some people think that there is no need to worry about the flood in this area for many years, and the defense plan stays in the document, and once the flood comes, it is often at a loss … …

　　If you take the law, you will get it; Take the law, and you will get it. Only by abandoning backward concepts and establishing advanced concepts can China’s flood prevention and fighting cause cross one threshold after another and leap to a higher platform.

　　Science and technology should go up, and people should go up. In the confrontation between man and water, it is inseparable from the real "anti-flood artifact" — — Capitalized person

　　After thousands of soldiers and civilians fought for two consecutive days and nights, at 8 o’clock on July 12, Xinhuayuan, Huarong County, Hunan Province, broke its mouth and successfully closed the dragon. In this thrilling flood fighting and rescue operation, 16 local truck drivers formed a "truck death squad". The drivers tied safety ropes, risked their lives, stepped on the "firmest accelerator", and even the car rushed to the breach with stones to intercept the rolling torrent.

　　"Compared with the truck death squads, all kinds of online ‘ Anti-flood artifact ’ It’s really lame. " Some netizens commented like this.

　　Today, with the rapid development of science and technology, the science and technology of flood control and flood fighting in China is "quality". Underwater robots detect water conditions, unmanned aerial vehicles monitor disasters, and "Dragon Suction" vehicle-mounted mobile pumping station quickly drains water & HELIP; … The application of these high-tech means has greatly improved the effectiveness of flood fighting and emergency rescue. However, in this man-water duel, it is hard to imagine the final outcome without fearless courage and the spirit of fighting floods with self-sacrifice and selflessness.

　　In the raging flood, people and their spirit are the most fundamental "anti-flood artifacts."

　　"The body also good? How is the child? " — — This is a short message sent to his wife in Wuhan by Ma Hongtao, a soldier of a pontoon brigade of the Army in the Central Theater, while waiting for the search and rescue order.

　　Just 10 words contain Ma Hongtao’s unspeakable guilt and concern for his wife. Ma Hongtao is an assault boat operator in the search and rescue operation. With advanced equipment and years of experience, he drove the assault boat many times to avoid many dangerous sections and led the officers and men to the affected villages at the first time.

　　This time, the flood happened, which coincided with the expected date of delivery of Ma Hongtao’s wife. Before the hospital examination, it was found that the child’s umbilical cord was around the neck and needed to be hospitalized immediately. Although the organization agreed that Ma Hongtao would take a vacation to accompany the delivery, he gave up because of the arduous task of fighting floods. During the days of the search and rescue mission, Ma Hongtao didn’t even have time to make a phone call of concern.

　　Immediately after being rescued in distress, he threw himself into the front line of flood fighting, stuck to his post after the death of his loved one, and jumped into the flood to save others but didn’t come up … … In the face of the flood, a "capitalized man" like Ma Hongtao was established, and the spirit of fighting the flood was passed down.

　　Longwangmiao Wharf in Wuhan, the intersection of the two rivers, is a famous dangerous section of the Yangtze River. In early July, the flood attacked the last line of defense in this city with a population of 10 million. On the riverside, an ordinary billboard stands out, which reads, "People are on the embankment, vowing to live or die with it". This is the oath of nine Communist party member. They signed it in red pen, which is powerful.

　　The same oath appeared in 1998.

　　At that time, Tang Renqing, then director of the Flood Control Office of Jianghan District, Wuhan, and his colleague Li Jianqiang, as well as 14 other party member, made a life-and-death card together, pledging to live and die with the levee. Eighteen years later, Tang Renqing and Li Jianqiang, who are over 500 years old, once again took on the heavy responsibility of guarding the Longwang Temple, and once again set a life-and-death card with seven other party member.

　　"No matter how old we are, as long as we can get on, we will, because we are the dike keepers." Li Jianqiang, 57, said.

　　Two "life and death cards", spanning 18 years in just visiting, inherit the immortal spirit of fighting floods.

　　"In flood fighting and emergency rescue, the role of science and technology is getting bigger and bigger, but the role of people is more fundamental in every dike and every danger. For example, the levee is full of weeds, and it is impossible to see the dangers such as soft soil, piping and bubbling. It is necessary to step on it step by step and explore it inch by inch. " Zhang Jiatuan said.

　　People are the most precious force in flood fighting and emergency rescue. This is not only a precious revelation in flood fighting and disaster relief, but also a warning of the shortage of water conservancy and flood control talents in some areas of China.

　　"Jiujiang Jiangxinzhou has more than 40 kilometers of the Yangtze River coastline. After the danger occurs, someone must patrol the embankment day and night to check the danger. However, there are more than 6,000 people in our entire Xinzhou farm, and only 1,000 people are at home all the year round, of which the young and middle-aged laborers are only two or three hundred. The rest are old, weak, women and children." Zhu Wenbin, secretary of the Party branch of Sanfenchang, Xinzhou Market, said anxiously.

　　A large number of grassroots flood prevention and rescue technical backbones with actual combat experience, which grew up in several floods in the 1980s and 1990s, are now retired or transferred abroad. Many rural young and middle-aged laborers go out to work, leaving only the elderly and children, and the mass patrol team organization is facing new problems. The shortage of water conservancy cadres and flood control talents and the shortage of flood control and flood fighting labor force are becoming a major bottleneck in flood control in some villages.

　　… …

　　Drawing strength from the flood, become a butterfly was reborn in the disaster. Facing up to the shortcomings and filling in the shortcomings, we have reason to believe that the Chinese nation, which has gone through hardships and perseverance, will be more steady in its struggle against floods and will write a new chapter in the harmony between man and water! (Participating in reporters: Yan Huang, Wu Hao, Yang Yuhua, Liao Jun)

[Global Times reporter Fan Wei Hu Yuwei special correspondent Jiang Bohuai] Recently, many China students believed in the temptation of getting rich and were tricked into losing contact with Myanmar, which once again aroused strong concern among domestic people about the problem of illegal smuggling. Although these lost students were finally found after many efforts, the evil phenomenon of luring others to sneak out of the country and engage in illegal activities still exists, and some people still have illusions about the false "gold rush dream". Recently, Yang, a self-confessed person who was deceived and smuggled abroad for nearly two years, told the Global Times reporter about his tragic experience of inhuman torture abroad. Yang told the Global Times reporter that he hoped to use his personal experience to warn people who had the same fantasies as him not to make the same mistakes again.

"When he lifted his underwear on his back and thighs, the scars deeply embedded in his skin shocked all the policemen present," a policeman at the entry-exit frontier inspection station in Ruili, Yunnan, who participated in receiving Yang, told the Global Times reporter that at the moment when he saw Yang show his scars, he and his colleagues around him could not believe that such a tragic experience had happened to a young man who was only 18 years old.

And the beginning of all this, just because of an overseas "gold rush" message.

Yang comes from a county in Guizhou, but he always has a dream of getting rich one day at a young age. One day in December 2020, he accidentally received a short message from abroad, which said that a company in Myanmar was recruiting salesmen. "As long as you can surf the Internet, you can chat with customers on your mobile phone and promote your products, you can easily earn 100,000 yuan a month! Food, shelter, and round-trip air tickets … "Yang told the Global Times reporter that after several days of careful consideration, he finally failed to resist the temptation of high salary and planned to take a trip outside while he was young. So I immediately got in touch with the other party, agreed on a good time, and sneaked abroad under the arrangement of the other party.

"But it doesn’t feel right when you get there. It doesn’t look like a place where you can make money," Yang said. After arriving in Myanmar, he went with the car to a "company" hidden in an unknown mountain. Although the connector claimed to be a "company", it was just a few iron houses built sporadically on the grassy grass, and the environment was very poor.

Before his previous contact showed up, he was taken to a dark room and forced to hand over his mobile phone, bank card and ID card. "When I first arrived in Myanmar at night, the wind outside made a creaking noise on the iron sheet. In the dormitory of two dozen people, the double-decker iron bed would make a harsh noise as soon as it turned over, and a pale yellow light would light up in a small toilet. I couldn’t sleep over and over in bed, and my heart was not practical, "Yang recalled the night when he first arrived in Myanmar.

The next day, the "company" manager led Yang to the place of work. "I asked what it was, and the person who took the class told me that it was fraud through online social software. Before leaving the country, my contact always told me that I was engaged in’ promotion’ work after arriving in Myanmar, and did not disclose that I wanted to engage in fraud. "Yang said that he immediately refused, but five or six big men rushed out of the inner room and dragged him into the inner room, followed by a burst of punching and kicking. Subsequently, Yang was detained by gunmen and restricted his personal freedom until he signed a work contract with the company a week later, but he lost his freedom and dignity since then. Not only did I not get the so-called "high salary" at the beginning, but I was also intimidated and brainwashed to "go to work" to engage in telecom fraud.

Yang recalled that the "company" manager asked him to complete the work tasks of the day every day before he got off work. Every day, "colleagues" are dragged to the inner room and beaten up, or handcuffed and electrocuted, and shouts are often heard from the inner room. This happens to everyone who can’t finish the task, and he is not spared.

"One day, because I didn’t complete the task arranged by the company, I was asked by the manager of the’ company’ to take off my clothes in public, kneel on the ground, and then beat my back, ass and thighs with a whip, leaving a deep imprint. In a short time, my back was beaten raw and bloody, and I could smell the faint smell of blood in the surrounding air. Half an hour later, perhaps because I was tired from playing, or because I thought I was still of use value, the manager of the’ company’ stopped waving the whip in his hand and threatened me that if I didn’t get results within a week, I would dig out my kidney and sell it! Speaking of the scene that he had been abused, Yang was still a little afraid.

In order not to be whipped again by the manager, Yang worked overtime every day and exhausted his efforts to complete the tasks arranged by the "company". I thought this life would be easier. Unexpectedly, due to the serious lack of long-term overtime sleep, there was a mistake in the work, so the manager of the company slapped him continuously, which led to the rupture of the eardrum of the left ear. The manager also pointed a gun at Yang’s head to warn him not to do it again.

In the days of living an inhuman life, Yang also thought about running away, but because his ID card had been taken away and he was a stranger, he couldn’t escape at all. "The company is located in the barren hills and there are guards at the door, and they can’t let me escape. Someone tried to escape, but they were quickly recovered. What was waiting for them was a beating and then put in jail," Yang said.

Finally, because of his mediocre performance in "work", Yang was sold as "goods" by the "company" managers to a number of companies engaged in fraud. But each time, they suffered from worse environment and more brutal abuse.

Yang said that during his two years of smuggling abroad, he was whipped and injured in more than 20 places, especially leaving a 15cm-long scar on his calf. In the past two years, he wanted to leave countless times, but every time he mentioned this to the manager of the company, he was beaten up and couldn’t get out of bed for two or three days. Because of his physical pain, Yang dared not mention leaving again. Every day, he lived like a walking corpse.

The last "company" where Yang worked was located in a mountain near Muse City, Myanmar. After coming to this "company", Yang still engaged in the same "work" as the first two companies. The only difference was that the manager of this "company" told him that as long as he could pay 60,000 yuan, he could let him leave and regain his freedom. The hope of life prompted Yang to start making fraudulent phone calls day and night, hoping to earn enough money to be redeemed as soon as possible and escape from here as soon as possible.

In February of this year, Yang, who had experienced a nightmare life in Myanmar for nearly two years, finally saved enough money to be redeemed and regained his freedom. At the first time he left the company, Yang came to Ruili Port to surrender to the police at the border checkpoint on duty at the port.

"It feels really good to go home. I can accompany my parents and do what I want. Even if I take a class at home, it is better than there. In the future, I want to open my own grilled fish shop and stop thinking about the dream of getting rich overnight." The police at the entry-exit frontier inspection station in Ruili, Yunnan Province told the Global Times reporter that when he met Yang, he kept expressing his regret for easily listening to others smuggling out of the country, and at the same time he was glad that he had the opportunity to become the kind of person who escaped from inhuman torture. At present, Yang has been taken criminal compulsory measures in accordance with the law for allegedly crossing the country (border), and the case is being handled.

In recent years, some people have been tricked into engaging in online gambling and telecom fraud abroad by the high salary trap. These cross-border illegal activities have triggered a series of chain social problems in Southeast Asian countries such as Myanmar, the Philippines and Thailand, such as murder, kidnapping and human trafficking. In order to crack down on a series of criminal activities, on March 20th, a trilateral meeting on human trafficking jointly held by the Ministry of Public Security of the People’s Republic of China, the National Police of the Republic of Myanmar and the National Police Department of Thailand was held in Bangkok, Thailand, which will jointly crack down on transnational crimes such as human trafficking and telecom fraud.

According to the China Embassy in Myanmar, on March 23rd, Chen Hai, Ambassador of China to Myanmar, also held a meeting with Lieutenant General Soto, Deputy Prime Minister and Minister of the Interior of Myanmar, on stepping up efforts to crack down on illegal cross-border criminal activities such as cyber fraud and gambling.

Ambassador Chen Hai pointed out that illegal cross-border criminal activities such as online fraud and gambling harm people’s interests and safety, undermine social stability and order, and affect China-Myanmar exchanges and cooperation. Recently, many incidents of Chinese personnel crossing the border to Myanmar have the background of illegal activities such as online fraud and gambling in Myanmar. It is hoped that Myanmar will attach great importance to the seriousness and harmfulness of related activities, further strengthen coordination and cooperation with China, intensify efforts to crack down on related illegal activities, and create a clear environment for China-Myanmar friendly cooperation.

Suotu said that Myanmar is well aware of the dangers of illegal activities such as online fraud and gambling, attaches great importance to the position that China has repeatedly stated, and has stepped up efforts to crack down. In view of the recent continuation of illegal activities in Myanmar, Myanmar is willing to join forces with China and other relevant neighboring countries to resolutely crack down and effectively curb them, and jointly safeguard the friendly cooperation between China and Myanmar and the safety of people’s lives and property.

Five insurances and one gold are very important for every employee, which is related to everyone’s pension, medical care, unemployment, work injury and maternity protection, and is also closely related to the housing problem. The following is a detailed introduction to the calculation method and related regulations of five insurances and one gold.

Five insurances are endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and one gold refers to housing accumulation fund. Its calculation is mainly based on the payment base and payment ratio. The payment base is usually the average monthly salary of employees in the previous year, but there will be upper and lower limits. Taking the local average social wage as a reference, the lower limit of the payment base is generally 60% of the social wage, and the upper limit is 300% of the social wage. If the employee’s salary is lower than the lower limit, the lower limit will be used as the payment base; Above the upper limit, it is calculated according to the upper limit; Between the upper and lower limits, the actual salary is the base of payment.

The following are common payment ratios (which may vary in different regions):

Take the old-age insurance as an example. If the employee’s monthly salary is 5,000 yuan, the unit contribution ratio is 16% and the individual contribution ratio is 8%. Then, the monthly pension insurance fee that the unit needs to pay is 5000×16% = 800 yuan, and the individual needs to pay 5000×8% = 400 yuan.

The payment base of housing provident fund is also generally the average monthly salary of employees in the previous year, and the payment ratio is between 5% and 12%, and the payment ratio of units and individuals is usually the same. Assume that the contribution ratio is 8%, the monthly salary is 5,000 yuan, and the units and individuals need to pay 5,000× 8% each month = 400 yuan, and the employees’ monthly provident fund accounts add a total of 800 yuan.

It should be noted that the five insurance and one gold policies in various places will be adjusted according to local economic development, average social wages and other factors. Employees can know the latest payment base, proportion and other information through the local social security department official website, telephone hotline or agency. Enterprises are also obliged to pay five insurances and one gold in full for employees according to regulations, which is not only to protect the rights and interests of employees, but also the social responsibility of enterprises.

Understanding the calculation method and related regulations of five insurances and one gold is helpful for employees to know their rights and benefits and plan their personal finances reasonably. At the same time, in the case of changing jobs, salary adjustment, etc., the payment of five insurances and one gold can also be accurately calculated.

[Disclaimer] This article only represents the author’s own views and has nothing to do with Hexun. Hexun.com is neutral about the statements and opinions in this article, and does not provide any express or implied guarantee for the accuracy, reliability or completeness of the contents. Readers are requested for reference only, and please take full responsibility. Email: news_center@staff.hexun.com.