Important reminder!

Medical insurance for urban and rural residents in this city in 2024

Insurance registration and payment

Accept it from now on.

In 2024, the city’s finance continued to increase.

Inclusive subsidies for insured residents

The per capita financial subsidy has increased more than that of 430 yuan.

The public can use the "With the Bid for Citizen Cloud" APP.

Complete individual payment

Financing standard of residents’ medical insurance in 2024

And personal payment standards.

attention please

1, give appropriate subsidies to individual contributions of rural residents.

2, the insured to enjoy the minimum living guarantee for urban and rural residents in the city’s family members and low-income families over the age of 60, as well as the elderly, the elderly survivors of employees, severely disabled people and other groups of individual contributions, can be reduced or exempted in accordance with the provisions.

Handling methods and channels

The registration method of all kinds of personnel is basically the same as in previous years. Except for students at school, children in kindergartens and rural residents, other insured persons can go to the community affairs acceptance service center to complete the enrollment registration in 2024, and can complete individual payment through offline and online channels after 5 working days.

First, the payment mode

In 2024, the medical insurance department is responsible for insurance registration and review of insurance qualifications; The tax department is responsible for verifying the payment amount according to the policy and collecting it.

Second, the payment group

Audited eligible payers can be divided into three types according to payment methods:

1, all kinds of college students at all levels in this city

2, the city’s rural residents

3, in addition to the above two categories of other urban and rural residents medical insurance payment personnel.

Third, the payment method

(1) Centralized remittance and payment

Students of all kinds of colleges and universities in this Municipality shall go through the formalities of insurance registration and payment at their schools.

Meet the conditions of insurance:

The school will handle the insurance payment procedures in a unified way and pay the fees through the tax and social security fee collection client.

Payment process:

1, the school to the medical insurance department unified insurance payment procedures.

2. After receiving the collective declaration and approval form issued by the medical insurance department, the school will declare the payment through the social security fee collection client within 5 working days.

(2) Batch deduction

Rural residents shall go through the registration formalities at the village committee where their household registration is located, and the tax authorities shall uniformly allocate funds by means of bank batch deduction.

Payment process:

1. Rural residents should go to the village committee where the household registration is located to go through the insurance confirmation procedures. If the information cannot be confirmed, they need to sign a withholding agreement at the community affairs acceptance service center, go through the insurance registration, and change the personnel information.

2. On December 12th and 22nd, the tax authorities paid the medical insurance fee by way of bank batch deduction.

(3) Paying by oneself

Meet the conditions of insurance

You can pay online through the APPlication of the citizen cloud app, or you can go through the registration formalities at the nearest community affairs acceptance service center.

Content source: Shanghai Medical Insurance Bureau

Stay indoors! Online payment guide

Step 1: Scan the QR code below to get to the service directly. (Or open the "With the Bid Citizen Cloud" APP, search for "Personal Social Security Payment" in the homepage search bar, and click the corresponding search option to enter the service)

Step 2: Fill in your personal information according to the page prompts, and then complete the three steps of ID card information, insurance information selection and payment information submission in turn to apply.

"Follow the application code" to see a doctor

Without a medical insurance card and less queues, you can also open a medical scene with the application code on the scene configuration page, and enjoy the digital medical service in the whole process of seeing a doctor.

After opening, support the city’s medical insurance users, and scan the code for medical treatment and drug purchase in designated medical institutions and pharmacies.

It can be easily opened in the palm of your hand with just a little finger.

Family mutual aid payment through personal account

Since December 1, 2023, if a family mutual aid network has been established and "mutual aid payment" is selected, the medical insurance department will directly deduct the insurance contributions of family members from the balance funds of the founder’s account over the years, without the need for individuals to pay through offline or online channels.

pay attention to

If the employee medical insurance participants in this city are willing to pay the insurance premium for their family members (parents, spouses and children) in 2024 by means of mutual aid payment, they must set up a family mutual aid network and choose the use mode of "mutual aid payment" before 17:30 on December 25, 2023, on the premise of ensuring that the remaining funds in the occupational insurance account can fully pay the insurance premium.

Scan the QR code below to enter [Medical Insurance Account Family Mutual Aid]

Guide to building a family mutual aid network

Step 1: After entering the service, click "Deal with it immediately" and the founder (investor) will choose to set up a family mutual aid network to enter ("ID card" or "other documents") according to the situation.

Step 2: Complete the establishment of family mutual aid network according to the application process, and choose the use mode of family mutual aid funds.

Urban and rural residents’ medical insurance participants

Who did not participate in other basic medical insurance, and meet one of the following conditions, can participate in the medical insurance for urban and rural residents in this city:

1, with the city’s household registration, people over the age of 18.

2. Primary and secondary school students and infants with household registration in this city.

3. Full-time college students, vocational college students and part-time graduate students who receive general higher education in colleges and research institutes in this city.

4. Other personnel who meet the requirements.

Online direct payment renewal personnel

In order to further facilitate residents to apply for insurance, those who have participated in the medical insurance for urban and rural residents in this city in 2023 and have no basic medical insurance benefits in other provinces and cities, and meet any of the following conditions, are regarded as renewal personnel, and do not need to go to the community affairs acceptance service center to apply for insurance registration. They can pay directly through online payment channels or be paid by others, or through "mutual aid payment" to achieve "zero running" (those who are used to handling offline windows can still do so through offline windows)

The specific conditions are as follows:

01, the last year at least 19 years of age and above the city’s urban household registration personnel.

02, in addition to students at school, in the park (the) children under the age of 18, the city’s household registration personnel.

03. Persons holding permanent residence permits for foreigners (within the validity period, the same below).

04. Spouses and children under the age of 18 who hold the residence permit for Hong Kong and Macao residents or the residence permit for Taiwan Province residents, and unemployed Hong Kong, Macao and Taiwan residents who actually live in this city and have held the residence permit for Hong Kong, Macao and Taiwan residents issued by the public security department of this Municipality for more than 2 years.

05. Spouses registered in other provinces and cities, non-local students (under 18 years old) and non-kindergarten children who hold the Shanghai Residence Permit and have reached the standard score.

Important reminder

In 2024, the registration and payment period of medical insurance for urban and rural residents in this city will end at 17:30 on December 25, 2023. It is hoped that eligible residents will go through the registration and payment procedures in time within the prescribed time limit to ensure the timely enjoyment of personal medical insurance benefits.

For the process of insurance registration and payment, you can consult the nearest community affairs acceptance service center; Or call the medical insurance service hotline 12393 for consultation on enrollment registration and mutual aid payment, and call the tax hotline 12366 for consultation on online and offline payment.

Frequently asked questions

What are the medical insurance benefits for urban and rural residents in 2024?

In 2024, the proportion of residents’ medical insurance hospitalization and outpatient and emergency medical insurance reimbursement will be implemented according to the current policy. In addition, people who participate in medical insurance for residents in this city can also enjoy serious illness insurance for residents. The medical expenses incurred by insured residents due to dialysis treatment of severe uremia, anti-rejection treatment of renal transplantation, treatment of malignant tumor and treatment of some mental diseases can be reimbursed by 60% of the serious illness insurance funds and 65% of the low-income and low-income family members in this city after the basic medical insurance reimbursement. Medical expenses incurred by college students due to hemophilia and aplastic anemia are included in the coverage of residents’ serious illness insurance.

How to adjust the financing standard of medical insurance for urban and rural residents in 2024?

In order to ensure the sustainable development of urban and rural residents’ medical insurance system, in 2024, the government finance continued to increase the investment in urban and rural residents’ medical insurance, and raised the total financing standard of residents’ medical insurance. Specifically:

For people over 70 years old, the financing standard is adjusted to 7169 yuan/year, including 595 yuan/year for individual contributions and 6574 yuan/year for financial subsidies;

For people aged 60-69, the financing standard is adjusted to 7169 yuan/year, including 765 yuan/year for individual contributions and 6404 yuan/year for financial subsidies;

For people aged 19-59, the financing standard is adjusted to 4,149 yuan/year, including 935 yuan/year for individual contributions and 3,214 yuan/year for financial subsidies;

For primary and secondary school students and infants, the financing standard is adjusted to 2419 yuan/year, including 295 yuan/year for individual contributions and 2124 yuan/year for financial subsidies; Full-time undergraduate students, vocational college students and part-time graduate students (hereinafter referred to as "college students") who receive general higher education in various colleges and research institutes in this city have their financing standards adjusted to 1,149 yuan/year, of which individual contributions are 295 yuan/year and financial subsidies are 854 yuan/year.

How to adjust the individual payment standard of medical insurance for urban and rural residents in 2024?

In 2024, the residents’ affordability will be fully considered, and the individual payment standard will be appropriately adjusted according to national requirements. Specifically:

For people over 70 years old, the individual payment is adjusted to 595 yuan/year;

For people aged 60-69, the individual payment is adjusted to 765 yuan/year;

For people aged 19-59, the individual payment is adjusted to 935 yuan/year;

For primary and secondary school students, infants and college students, the individual payment is adjusted to 295 yuan/year.

Important reminder

In order to further facilitate residents to apply for insurance, people who have participated in the medical insurance for urban and rural residents in this city in 2023, have no basic medical insurance benefits in other provinces and cities, and meet any of the following conditions are regarded as renewal personnel, and do not need to go to the community affairs acceptance service center to apply for insurance registration. They can pay directly through online payment channels or by others, or through mutual aid payment to achieve "zero running" (those who are used to offline payment channels can still pay by themselves). The specific conditions are as follows:

1, the last year at least 19 years of age and above the city’s urban household registration personnel.

2, in addition to students at school, in the park (the) children under the age of 18, the city’s household registration personnel.

3. Persons holding foreigners’ permanent residence permits (within the validity period, the same below).

4. Spouses and children under the age of 18 who hold the residence permit for Hong Kong and Macao residents or the residence permit for Taiwan Province residents, and unemployed Hong Kong, Macao and Taiwan residents who actually live in this city and have held the residence permit for Hong Kong, Macao and Taiwan residents issued by the public security department of this Municipality for more than 2 years.

5. Spouses registered in other provinces and cities, non-local students (under 18 years old) and non-kindergarten children who hold the "Shanghai Residence Permit" and have reached the standard score.

6. Spouses of persons with Class B residence permits, non-local students (under the age of 18) and non-local children.

Family mutual aid payment through personal account

Since December 1, 2023, if a family mutual aid network has been established and "mutual aid payment" is selected, the medical insurance department will directly deduct the insurance contributions of family members from the balance funds of the founder’s account over the years, and it is not necessary for individuals to pay through offline or online channels. Reminder: If the employees’ medical insurance participants in this city are willing to pay the insurance premium for their family members (parents, spouses and children) in 2024 by mutual aid, they must pay the insurance premium in full before 17:30 on December 25, 2023 on the premise of ensuring that the surplus funds in the account of occupational insurance over the years can pay the insurance premium. Through the APPlication of "Citizen Cloud" APP, the application of WeChat applet, the application of Alipay applet or the local area of "National Medical Insurance Service Platform" app, the family mutual aid network is established and the use mode of "mutual aid payment" is selected, so that the medical insurance department can complete the deduction and remittance in time to avoid missing the deadline for payment and affecting the enjoyment of treatment.

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Original title: "It’s about social security! This payment will start from now on! Government subsidies have increased! It’s troublesome to forget … "

Read the original text

For a new car, the comprehensive discount is as high as 100,000 yuan, the wardrobe product is over 100,000 yuan, 40,000 yuan, and each set of air-conditioning cabinets is highly subsidized by 1000 yuan … For consumers, a big wave of "wool" is already on the way.

The Securities Times reporter learned from the Guangdong Provincial Department of Commerce that on April 28th, the 2024 Guangdong Consumer Goods Trade-in Campaign and the "Home 520" shopping season (promoting consumption in summer) were officially launched. According to the relevant person in charge of the Guangdong Provincial Department of Commerce, the theme of this activity is "’old’ needs to be replaced by new ones to enjoy consumption", focusing on key areas such as automobiles, home appliances, home improvement and kitchen and bathroom. Trade-in of consumer goods will run through the whole year, and the "Home 520" shopping season (promoting consumption in summer) will last until the end of June.

Since the beginning of this year, policies and measures on the trade-in of consumer goods at the national level have been continuously introduced. On April 26th, the People’s Bank of China, the National Development and Reform Commission, the Ministry of Finance and the General Administration of Financial Supervision jointly held a promotion meeting on large-scale equipment renewal and trade-in of consumer goods. At the same time, the trade-in activities in various places are in full swing, and the trade-in boom of consumer goods is set off with real money. Trade-in of consumer goods will create a trillion-dollar market space. As the main line running through the current and future period, it is expected to bring benefits to related industries and enhance the profitability of listed companies.

Focus on three major areas: automobiles, home appliances and home improvement kitchen and bathroom.

According to the "Action Plan for Promoting Trade-in of Consumer Goods in Guangdong Province" released in early April, Guangdong will mainly carry out trade-in in three areas: automobiles, household appliances, home improvement and kitchen and bathroom. The reporter found out that in this trade-in activity of consumer goods, a number of listed companies in more than three fields issued preferential policies with great strength and high amount.

In the automobile field, many models of Ai ‘an and Haobo, which are owned by GAC, have preferential conditions with different amounts, ranging from 26,000 yuan to 100,000 yuan under the market concessions and loan interest subsidies of the OEM. Among them, the comprehensive discount of AION LX PLUS can reach as high as 100,000 yuan, and you can enjoy lifetime warranty (complete vehicle), lifetime free basic maintenance and free charging piles. This is also the model with the highest comprehensive preferential amount in this trade-in activity.

In terms of other car companies, BYD has introduced different redemption rights for series of cars such as Dynasty Net, Ocean Net, Tengshi, Equation Leopard and Wangwang. Weilai announced the introduction of a subsidy of up to 1 billion yuan for oil vehicle replacement, and the maximum benefit for oil vehicle users to replace Weilai is up to 30,000 yuan; Xpeng Motors has issued a policy of 15,000 yuan for the replacement of this product and 10,000 yuan for the replacement of other products; Ideal launch "May Day Ideal Car Festival", from April 22nd to May 5th, order brand-new ideal L6, 2024 models of ideal L7/ ideal L8/ ideal L9, ideal MEGA, and enjoy the right to buy a car for a limited time of up to 20,000 yuan.

In the field of home appliances, Gree Electric said that during the event, the highest discount for air conditioners is 400 yuan/set, and the highest discount for cabinets is 1000 yuan/set. It will also provide consumers with one-stop service for exchanging old ones; Midea Group introduced a replacement subsidy, and purchased green appliances to enjoy an additional replacement subsidy ranging from 50 to 1000 yuan; Hisense home appliances carry out trade-in activities for about 300 models in five categories: TV, refrigerator, air conditioner, washing machine and kitchen appliances, among which the first-class energy efficiency accounts for more than 80%, and the maximum subsidy for a single unit is 2,000 yuan.

It is worth noting that a number of home appliance listed companies have invested heavily in trade-in activities, and the total amount of investment has been clearly defined. Gree Electric announced on April 28th that in response to the State Council’s "Action Plan for Promoting Large-scale Equipment Renewal and Trade-in of Consumer Goods", it will invest 3 billion yuan to start the trade-in of household appliances from now on. Hisense Home Appliances said that the company plans to invest a total of 800 million yuan in trade-in subsidies nationwide in 2024.

In the field of home improvement kitchen and bathroom, Sophia has made great profits on solid wood boards, dusting, wooden doors, wardrobes, cabinets and other products, and has made great discounts. At the same time, she has also upgraded the old renovation service, provided free on-site room measurement and design services, and launched a new package service of 7,999 yuan for five major spaces, allowing consumers to realize a big renovation with a small budget.

Government subsidy+financial empowerment+e-commerce platform assistance

In addition to the large profits of enterprises, the government, financial institutions, e-commerce platforms and other entities will participate together to form a joint force and bring greater benefits to consumers.

It is reported that in order to promote the trade-in of automobiles, household appliances and home-improvement kitchens and bathrooms, Guangdong Provincial Finance will arrange special funds to issue subsidies for scrapping and updating automobiles, and coupons for replacing and updating automobiles and exchanging household appliances.

Taking automobile "replacement and renewal" coupons as an example, individual consumers who transfer their own vehicles in Guangdong and buy new energy vehicles and fuel vehicles that meet the national six emission standards in Guangdong are given a one-time subsidy for car purchase coupons. The subsidy standard is divided into three grades: if the car purchase price is 70,000 yuan (inclusive) to 150,000 yuan (exclusive), the subsidy for purchasing new energy vehicles is 3,000 yuan/vehicle, and the subsidy for fuel vehicles is 2,000 yuan/vehicle; If the car purchase price is 150,000 yuan (inclusive) to 250,000 yuan (exclusive), the subsidy for new energy vehicles is 5,000 yuan/vehicle, and the subsidy for fuel vehicles is 4,000 yuan/vehicle; If the car purchase price is more than 250,000 yuan (inclusive), the subsidy for new energy vehicles is 8,000 yuan/vehicle, and the subsidy for fuel vehicles is 7,000 yuan/vehicle.

In terms of financial institutions, Guangdong ICBC supports the trade-in activities by launching preferential financial products, improving the convenience of financial services and launching rich promotional investment. For example, the product of "trade-in by installment" has been launched in a targeted manner. For automobile products, according to customer qualifications and loan demand, the "zero" down payment can be supported at the highest, and loan support can be provided at 100% of the automobile price, with a maximum loan of 1.5 million yuan. Guangdong UnionPay will cooperate with banks to provide relevant rights and interests, such as "200 yuan discount for car purchase with credit card over 10,000 yuan", "80 yuan discount for home appliances with digital credit card over 1000 yuan" and "200 yuan discount for home decoration with credit card over 10,000 yuan". Guangdong Construction Bank introduced subsidies for the sale of old household appliances and the purchase of new ones with "trade-in". At the same time, it also offered profit-making sales to the enterprises participating in the activities.

In terms of e-commerce platform, Meituan Platform said that it plans to invest more than 5 billion yuan in marketing and subsidy resources in the next three years, relying on offline instant distribution capabilities to provide support for trade-in; Tmall launched the theme marketing campaign of "Guangdong Home Appliances Trade-in", and set up online special marketing and live broadcast activities in daily marketing and major marketing nodes such as 618, double 11 and Home Improvement Festival; In JD.COM, the subsidy benefits of "trade-in subsidies for old goods, with a maximum reduction of 2,000 yuan" are provided, covering more than 200 sub-categories of consumer goods such as household appliances and household appliances.

The potential of the trillion-dollar market has gradually opened up.

Since the beginning of this year, the national policy on trade-in of consumer goods has been continuously introduced, and various measures have been implemented intensively. In March, the State Council issued the Action Plan for Promoting Large-scale Equipment Renewal and Trade-in of Consumer Goods. In April, the Ministry of Commerce and other 14 departments jointly issued the Action Plan for Promoting Trade-in of Consumer Goods, proposing to promote the replacement of automobiles with "energy", home appliances with "intelligence" and home improvement and kitchen and bathroom with "rejuvenation" on the basis of respecting consumers’ wishes.

According to the National Development and Reform Commission, by the end of 2023, the number of domestic civil automobiles reached 336 million, and the number of household appliances such as refrigerators, washing machines and air conditioners exceeded 3 billion. The upgrading of automobiles and household appliances will create a market space of one trillion yuan. Zhang Yi, CEO and chief analyst of Ai Media Consulting, said that the fields of automobiles, home appliances, home improvement, kitchen and bathroom are closely related to consumers’ daily life, which has penetrated into almost every family in China, and the consumption space brought by the whole market is huge.

In the face of the trillion-dollar consumer market, the reporter found that in addition to Guangdong, many places in the country have also taken action, including Zhejiang, Hunan, Shandong, Shanxi, Chongqing and other provinces and regions have introduced relevant action plans, and some places have clearly defined the scope of support for trade-in and specific subsidy rules. For example, in 2024, Shanghai formulated the detailed rules for the implementation of the "trade-in" subsidy for old cars in Shanghai, and made it clear that individual users would purchase new fuel passenger cars with the national emission standard of six B, and eligible ones would be given a one-time subsidy of 2,800 yuan.

Trade-in of consumer goods is being carried out in full swing everywhere, and listed companies have also ushered in a broad new market and development opportunities. The reporter combed and found that many listed companies have recently responded to investors’ questions on the interactive platform, clearly indicating that trade-in will bring benefits to the company’s development.

For example, Yum! Smart said that the company can provide corresponding access control and management equipment updates, such as gates, access doors and access control systems, and provide overall solutions in the process of urban renewal and renovation of old residential areas. Hefei Department Store said that the company’s top 100 electrical appliances are cooperating with a number of home appliance companies to carry out the "Trade-in Brand Festival" and will strive for more trade-in policy support in the future. Gemei said that the country has introduced a large-scale equipment renewal and consumer goods replacement action plan. This policy is unprecedented in strength, breadth and depth, which is conducive to the growth of the company’s electronic waste recycling, scrapped car recycling and power battery recycling.

However, at present, there are also some enterprises and residents who are not willing to take the initiative to update equipment and trade in old ones. Luo Zhiheng, chief economist of Yuekai Securities and dean of the research institute, believes that this is mainly due to two reasons: one is that the equipment can still be used normally, and the other is that the replacement needs to pay extra fees. In this regard, Luo Zhiheng believes that policies such as finance and currency need coordinated support to fully mobilize the enthusiasm of enterprises and residents through incentive measures. When it comes to the elimination of backward equipment, local governments and relevant departments should formulate scientific standards and implement them in an orderly manner to prevent the expectation and confidence of micro-subjects from being dampened by eagerness for success.

Editor: Wan Jianwei

Proofreading: Zhao Yan